Xcout Intel
Pagaya
Pagaya operates an artificial intelligence-powered lending network that integrates with financial institutions and lenders via API. Its technology evaluates consumer loan applications in real time to help lenders approve more borrowers for personal, auto, and point-of-sale loans without additional credit risk.
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Pagaya at a glance
Pagaya is a fintech company headquartered in United States. It has raised at least $480M across the 4 funding rounds on record. Its most recent funding round, Debt, raised $280M in February 2024. Xcout tracks 14 named people at Pagaya, including Panch Panchanadeswaran (Chief Operating Officer). Xcout recorded 36 job postings from Pagaya in the last 90 days.
Pagaya leadership
- Panch PanchanadeswaranChief Operating Officer
- Jon DobresChief Financial Officer
- Oren SetterChief Technology Officer
- Gaurav NaglaChief Product Officer
- Edward MallonChief Investment Officer
- Eric WatsonChief Legal Officer
8 more named people on record for Pagaya, with roles, board committees and tenure — see the full roster →
Pagaya funding rounds
At least $480M raised across the 4 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Debt | $280M | 1 named | |
| — | $25M | — | |
| Debt | $100M | 1 named | |
| Debt | $75M | 4 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Hiring at Pagaya
Xcout recorded 36 job postings from Pagaya in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it — see Pagaya's hiring signals →
Recent Pagaya news
- FundingPrivate placement (Form D)
3 corporate events on record, with sources — see the full timeline →
Investors
Pagaya competitors
A few of Pagaya's closest competitors — see the full list of competitors and alternatives →
Zest AI is a financial technology company that provides machine-learning software for credit underwriting and lending decisions. It serves banks, credit unions, and other lenders seeking to improve loan approvals, risk assessment, and fair-lending compliance.
Credit Kudos was a UK fintech that used open-banking data and machine learning to help lenders assess creditworthiness and make more informed lending decisions. It served banks, lenders, and other financial-service providers with credit decisioning and affordability insights.
Ocrolus is an AI-powered data and analytics platform that automates financial document analysis for lenders. The company empowers financial institutions with accurate data, faster decisions, and industry-specific intelligence.
Lendbuzz Inc. is an AI-based fintech company headquartered in Boston, Massachusetts, that provides fast and simple car loans using alternative data and artificial intelligence.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
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More on Pagaya in Xcout Intel
- 14 named people with titles, LinkedIn and board committees
- 4 funding rounds with the investors in each, and who they co-invest with
- Weekly hiring history and the mix of roles behind it
- 3 corporate events with sources — deals, leadership changes, layoffs
- The full competitor set, tracking, exports and API access