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Zest AI competitors & alternatives
The 12 closest competitors and alternatives to Zest AI among fintech companies — ranked by similarity to what Zest AI actually does, not by market-cap band.
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About Zest AI
Zest AI is a financial technology company that provides machine-learning software for credit underwriting and lending decisions. It serves banks, credit unions, and other lenders seeking to improve loan approvals, risk assessment, and fair-lending compliance.
Zest AI at a glance
Zest AI is a fintech company. Xcout tracks 11 named people at Zest AI, including Mike de Vere (Chief Executive Officer). Xcout recorded 5 job postings from Zest AI in the last 90 days.
Zest AI leadership
- Mike de VereChief Executive Officer
- Dan ChiazzaChief Operating Officer
- Sean KamkarChief Technology Officer
- Marc LevinChief Administrative Officer & General Counsel
- Aaron LongBusiness Development
- Adam KleinmanProduct and Strategy
5 more named people on record for Zest AI, with roles, board committees and tenure — see the full roster →
Hiring at Zest AI
Xcout recorded 5 job postings from Zest AI in the last 90 days, from a hiring record Xcout has kept since August 2026.
The weekly hiring trend, the roles and locations behind it — see Zest AI's hiring signals →
Top 12 Zest AI competitors
Ranked by semantic similarity — how close each company is to Zest AI by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Credit Kudos was a UK fintech that used open-banking data and machine learning to help lenders assess creditworthiness and make more informed lending decisions. It served banks, lenders, and other financial-service providers with credit decisioning and affordability insights.
Similar fintech company
Pagaya operates an artificial intelligence-powered lending network that integrates with financial institutions and lenders via API. Its technology evaluates consumer loan applications in real time to help lenders approve more borrowers for personal, auto, and point-of-sale loans without additional credit risk.
Similar fintech company
Rezolv AI Technology Solutions Pvt. Ltd. is a LendTech SaaS company that revolutionizes the debt collections process for financial institutions of all sizes. The company provides artificial intelligence-powered solutions designed to streamline financial recovery operations and lending workflows. Headquartered in Mumbai, Maharashtra, Rezolv caters to the financial services sector with advanced digital automation.
Similar fintech company
Abrigo is a financial technology company headquartered in Raleigh, North Carolina, providing software solutions for banks and financial institutions. The firm offers automated lending, risk management, compliance, and analytics tools to support the financial sector.
Similar fintech company
Ocrolus is an AI-powered data and analytics platform that automates financial document analysis for lenders. The company empowers financial institutions with accurate data, faster decisions, and industry-specific intelligence.
Similar fintech company
JUDI.AI is a fintech software company that transforms small business lending using machine learning models and credit analytics. Headquartered in Vancouver, British Columbia, the company provides automated tools for lenders and financial institutions.
Similar fintech company
Creditchek is a credit assessment infrastructure company headquartered in Lagos, Nigeria, providing financial institutions with AI-driven insights to verify consumer creditworthiness.
Similar fintech company
Esusu Financial, Inc. provides rent reporting and credit-building services that submit on-time rental payments to major credit bureaus to help tenants improve their credit scores. The company also offers identity verification, income verification, and fraud prevention tools for property owners and managers to screen applicants and protect portfolio performance.
Similar fintech company
Credit Mountain provides financial services software that turns loan declines and adverse action notices into coached pathways back to approval for credit union members.
Similar fintech company
Lendbuzz Inc. is an AI-based fintech company headquartered in Boston, Massachusetts, that provides fast and simple car loans using alternative data and artificial intelligence.
Similar fintech company
Feedzai is a data science company that develops real-time machine learning tools to identify fraudulent payment transactions and minimize risk in the financial services, retail, and e-commerce industries. The company has been classified as a unicorn startup since March 2021, after a Series D funding round pushed its value above $1 billion.
Similar fintech company
Oscilar provides an AI-powered risk decisioning platform designed for financial institutions. The company's agentic platform handles detection, decision-making, and case resolution across fraud, credit, onboarding, and AML compliance.
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