Xcout IntelFincretive LLC
Fincretive LLC provides a universal processor gateway and API that enables independent grocers and local retailers to accept Medicare and Medicaid over-the-counter and healthy benefit card (OTC/HBC) transactions. The company's platform features real-time product filtering, data analytics, and point-of-sale integration to help retailers capture new revenue and streamline benefit program compliance.
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Fincretive LLC at a glance
Fincretive LLC is a financial technology company headquartered in United States. It has raised at least $3.6M across the 4 funding rounds on record. Its most recent funding round raised $600,000 in December 2025. Xcout tracks 17 named people at Fincretive LLC, including Thomas R. Bartz (Chief Executive Officer).
Fincretive LLC leadership
- Thomas R. BartzChief Executive Officer
- Tom BartzChief Executive Officer
- Travis MersethChief Technology Officer
- Judd FerrerChief Strategy Officer
- William McManusChief Operations Officer
- Andre BeaudetExecutive Officer
11 more named people on record for Fincretive LLC, with roles, board committees and tenure — see the full roster →
Fincretive LLC funding rounds
At least $3.6M raised across the 4 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| SEC Form D filing | $600,000 | — | |
| SEC Form D filing | $449,996 | — | |
| SEC Form D filing | $1.5M | — | |
| SEC Form D filing | $1M | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Fincretive LLC competitors
A few of Fincretive LLC's closest competitors — see the full list of competitors and alternatives →
Invenco provides hardware, software, and cloud-based solutions for the retail fueling and convenience store industry. Its product ecosystem includes unified payment terminals, point-of-sale systems, asset management, fuel management, forecourt automation, and customer engagement tools designed to modernize site operations.
FinteqHub provides a payment orchestration platform that connects businesses to multiple global and local payment rails through a single API. The platform offers smart routing, alternative payment methods, crypto processing, and open banking solutions to help merchants manage and scale their payment processing services.
Finitive Holdings, Inc. operates a data-driven, tech-enabled private credit marketplace that connects borrowers with institutional investors. The platform utilizes proprietary algorithms to score, price, and match participants across various asset classes, streamlining the private credit transaction process from investor sourcing to closing.
Ember Processing LLC provides an all-in-one payment processing, e-commerce, and marketing platform designed for cannabis dispensaries, wholesalers, and processing businesses. The company's software offers secure electronic payment options, customer loyalty and rewards tools, branded mobile apps, and real-time data analytics.
Finsurtech Holdings LLC provides an intelligent payments orchestration platform designed for the insurance industry. The company's technology unifies payment layers, offers modern payment rails, and transforms payment data into advanced analytics to optimize liquidity and support business decisions.
Finperks provides a prepaid gift card and orchestration API that connects businesses to a catalog of global and local brands through a single integration. The company serves banks, fintechs, HR platforms, retailers, and crypto companies by powering cashback programs, employee benefits, promotions, and gift card sales.
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More on Fincretive LLC in Xcout Intel
- 17 named people with titles, LinkedIn and board committees
- 4 funding rounds with the investors in each, and who they co-invest with
- The full competitor set, tracking, exports and API access