Tuum provides a cloud-native, API-first core banking platform designed to help financial institutions launch, scale, and transform their banking services. Its open architecture connects with large language models, fraud engines, and agentic systems to assist with legacy migration and fraud prevention.
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Tuum is a fintech company headquartered in Estonia. It has raised at least $28.1M across the 2 funding rounds on record. Its most recent funding round, Series B, raised $27M in February 2024.
At least $28.1M raised across the 2 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Series B | $27M | 3 named | |
| — | $1.1M | 1 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
A few of Tuum's closest competitors — see the full list of competitors and alternatives →
Agentcard provides a card-issuing platform designed for AI agent-first startups, allowing autonomous agents to make online payments on behalf of users. The company offers features such as single-use virtual cards, human-in-the-loop spending limits and authorization, and built-in fraud detection.
Modularbank was an Estonian fintech that developed a modular, cloud-based core banking platform for banks, fintech companies, and other financial institutions. The company later rebranded as Tuum.
Thought Machine provides cloud-native core banking and payment processing software for financial institutions, including major banks and fintech companies. Its flagship products, Vault Core and Vault Payments, enable clients to build, configure, and manage financial products and payment schemes using an API-first, microservices architecture.
Temenos AG provides enterprise banking software and SaaS solutions for retail, corporate, and wealth management institutions. Its platform includes core banking, digital banking, payments processing, and financial crime mitigation services.
Pismo provides a cloud-native API platform that offers core banking, card issuing, digital wallets, digital lending, corporate banking, and seller management services. The company serves banks, major retailers, and financial institutions worldwide, helping them modernize their financial technology infrastructure.
NymCard provides a full-stack payments infrastructure platform called nCore that unifies cards, lending, money movement, settlement, financial crime prevention, and reconciliation into a single system. The company serves financial institutions, fintechs, and enterprises seeking to modernize fragmented legacy payment operations.
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