Xcout IntelAtome Financial competitors & alternatives
The 12 closest competitors and alternatives to Atome Financial among fintech companies — ranked by similarity to what Atome Financial actually does, not by market-cap band.
Subscribe to see Atome Financial’s full profile → the full roster, investors in every round, weekly hiring history and every corporate event
About Atome Financial
Atome Financial is a financial services provider offering buy now, pay later applications under the Singapore-headquartered Advance Intelligence Group.
Atome Financial at a glance
Atome Financial is a fintech company headquartered in Singapore. It has raised at least $249M across the 2 funding rounds on record. Its most recent funding round raised $149M in May 2026.
Atome Financial funding rounds
At least $249M raised across the 2 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| — | $149M | — | |
| Debt | $100M | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Recent Atome Financial news
- AcquisitionGrab to acquire majority stake in BNPL provider Atome Financial for $1.49bn - FinTech Futures
- AcquisitionGrab takes majority stake in Atome Financial in $1.49 billion deal
- AcquisitionGrab takes majority stake in Atome Financial in $1.49 billion deal - Reuters
- AcquisitionGrab in talks to acquire majority stake in Atome Financial - Bloomberg - TradingView
Top 12 Atome Financial competitors
Ranked by semantic similarity — how close each company is to Atome Financial by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
FinAccel operates a digital financial services group that provides products including buy-now-pay-later (BNPL) credit financing, digital banking, cash loans, and earned wage access services. The company serves consumers and merchants primarily in Southeast Asia, aiming to expand financial inclusion through accessible technology.
Similar fintech company
Kredivo Holdings is a financial technology company that provides digital financial services and retail credit products in Southeast Asia. Operating through brands such as Kredivo, KrediFazz, Krom, GajiGesa, and Timo, the company offers instant credit financing for e-commerce and offline transactions.
Similar fintech company
Atrato is a Mexican fintech company that provides personalized financing solutions for consumers and merchants. It enables individuals to make purchases on credit with fast approval times, while helping businesses increase sales by offering risk-free payment options across various industries such as furniture, healthcare, and retail.
Similar fintech company
Kredivo Group is a financial technology company that creates products in retail credit for Southeast Asia. Kredivo is a leading digital credit platform across Indonesia and Vietnam, providing customers with instant credit financing.
Similar fintech company
BillEase, operating under First Digital Finance Corporation (FDFC), is a financial services company headquartered in Makati, Philippines. It offers a "Shop & Pay Later" service, allowing customers to purchase items on installments without a credit card.
Similar fintech company
Cashpresso is a brand of Raiffeisen Bank International, headquartered in Vienna, Austria. It offers fast and flexible financing solutions, allowing customers to shop now and pay later in easy installments.
Similar fintech company
Snap Finance is a financial services provider offering retail loan and financing facilities to help merchants reach customers and grow their businesses. Its UK operations are headquartered in Milton Keynes, England.
Fintech & E-commerce
Snapmint is a fintech and e-commerce platform that enables customers to shop for electronics, fashion, and home appliances using easy EMI plans without a credit card.
Similar fintech company
Home Credit International provides responsible financial services and affordable lending products to underserved and unbanked customers. Through online and offline channels, the company enables individuals with little or no credit history to access safe financing and participate in the broader global economy.
Similar fintech company
Gynger, Inc. is a New York-based financial technology company founded in 2021 that provides flexible financing solutions for software and technology purchases.
Similar fintech company
Lipa Later is an African fintech platform founded in 2018 that provides Buy-Now-Pay-Later (BNPL) services for consumers to purchase electronics and other products. The company operates across multiple African markets, including Kenya and Nigeria, and was placed under administration in March 2025.
Similar fintech company
Anyfin is a fintech company that helps consumers refinance and consolidate existing loans, credit cards, and installment debts to lower their interest rates and fees. Through its mobile app, the company provides tools for budget management, credit score tracking, and faster debt repayment.
Analyze another company
Search any company we track to see its competitive set.
Or describe a company
Paste a short paragraph describing a company or product — we'll find the most similar companies we track, scored 1–100.
See the full profile of Atome Financial and its market
Funding, investors, tech stack, hiring signals, leadership and corporate events — for Atome Financialand every competitor above — in one live dashboard.
Subscribe to Xcout Intel →