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Chime competitors & alternatives
The 12 closest competitors and alternatives to Chime among fintech companies — ranked by similarity to what Chime actually does, not by market-cap band.
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About Chime
Chime Inc., doing business as Sendwave, operates as a financial technology company providing fee-free mobile banking and remittance transfer services.
Chime at a glance
Chime is a fintech company headquartered in United States. It has raised at least $9.5M across the 2 funding rounds on record, 1 of them with a disclosed amount. Its most recent funding round raised $9.5M in May 2016. Xcout recorded 165 job postings from Chime in the last 90 days.
Chime funding rounds
At least $9.5M raised across the 2 rounds on record (1 with a disclosed amount). Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| SEC Form D filing | $9.5M | — | |
| Seed | Undisclosed | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Hiring at Chime
Xcout recorded 165 job postings from Chime in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it — see Chime's hiring signals →
Recent Chime news
- ExpansionExpansion: [PDF] Chime Opens New Office in New York City
- ExpansionExpansion: Latest News from Business Wire on X: "Chime Opens New Office in ...
- ExpansionExpansion: Latest News from Business Wire on X: "Chime Opens New Office in ...
- Product launchChime unveils new investment feature for users
6 corporate events on record, with sources — see the full timeline →
Top 12 Chime competitors
Ranked by semantic similarity — how close each company is to Chime by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Currenc Group, Inc. specializes in operating a financial technology banking platform. Its business activities are categorized into remittance services, the sale of airtime, and additional diverse services. The firm's corporate headquarters are situated in Singapore.
Similar fintech company
Wamo is a financial technology company headquartered in London that provides digital business accounts and multi-currency expense management for European SMEs.
Similar fintech company
LemFi provides international payment and financial services designed for immigrants, enabling users to send money globally to over 30 countries, open multi-currency wallets, and purchase eSIMs. The platform facilitates cross-border transfers directly to bank accounts and mobile money providers with low or zero transfer fees.
Similar fintech company
Zolve aims to make financial products accessible to global citizens, offering solutions like US bank accounts and credit cards. The company's mission is to simplify banking for ambitious individuals.
Similar fintech company
Wise provides international money transfer services and multi-currency accounts for individuals and businesses. The company enables users to send, receive, hold, and spend money globally with low fees and transparent exchange rates.
Similar fintech company
Algbra is a UK-regulated financial technology company that provides a mobile app for consumer money management, including multi-currency accounts, debit cards, ethical savings, transfers, and donation features. The platform focuses on sustainable and ethical finance, allowing users to track and offset their carbon footprints while avoiding high-risk or unethical investments.
Similar fintech company
Kredete Inc. is a financial technology company headquartered in New York, NY, that provides an autonomous platform to move money globally and access banking services through licensed partners.
Similar fintech company
BigPay is a Southeast Asian fintech company founded in 2017. It provides a mobile app with an associated card, offering a simple interface for users to spend, send, receive, and track money globally. The company's purpose is to empower users with essential financial services.
Similar fintech company
Rewire by Remitly is a digital financial platform operated by the fintech company Remitly in Israel that provides online financial services tailored to migrant workers. The platform provides remittance services for workers to transfer funds back home. The Rewire by Remitly platform was originally built by the Israeli startup Rewire which was founded by Guy Kashtan, Saar Yahalom, Adi Ben Dayan, and Or Benoz.
Similar fintech company
Credits is a fintech platform offering digital banking, international payments, and cryptocurrency services for individuals and businesses.
Similar fintech company
Paysera is a financial technology company with its headquarters in Lithuania. The company provides self-service terminals and is expanding its network, including opening its first bank in Georgia.
Similar fintech company
Revolut Group Holdings Ltd, known as Revolut, is a British global financial technology company headquartered in London and founded in July 2015 by Nik Storonskiy and Vlad Yatsenko. As of March 2026, Revolut has over 70 million customers and supports transfers to more than 160 countries and regions. It was valued at $75 billion in November 2025.
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