The 12 closest competitors and alternatives to Kriya Finance among fintech companies — ranked by similarity to what Kriya Finance actually does, not by market-cap band.
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Kriya, is a British fintech company specialising in credit and payment products for small businesses, as well as embedded finance solutions. It is described as a FinTech company. In October 2025, Kriya was 100% acquired by Allica Bank, a leading UK digital bank focused on established businesses.
Kriya Finance is a fintech company headquartered in United Kingdom. It has raised at least $33M across the 2 funding rounds on record, 1 of them with a disclosed amount. Its most recent funding round, Series B, raised $33M in January 2019. Xcout tracks 3 named people at Kriya Finance, including Martina Trifonova (Chief Financial Officer).
At least $33M raised across the 2 rounds on record (1 with a disclosed amount). Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Series B | $33M | — | |
| Series A | Undisclosed | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Ranked by semantic similarity — how close each company is to Kriya Finance by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
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Liberis is a financial services company headquartered in London, United Kingdom. It specializes in delivering contextual funding, such as Business Cash Advance, at various stages of the business lifecycle, often co-created with partners.
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Credable is a UAE-based fintech that provides embedded-finance infrastructure, including APIs and data-driven credit decisioning tools, to help banks, fintechs, and other businesses offer digital lending products. It serves institutional and platform partners rather than primarily providing consumer financial services under its own brand.
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LendingFront is a financial technology company headquartered in New York, New York, that uses proprietary AI and embedded dynamic platforms to help banks, payment processors, and SaaS companies offer business financing to small and medium-sized businesses.
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Parafin Technologies, Inc. is a fintech company that provides embedded financial services infrastructure to software and vertical-market platforms. Its products enable those platforms to offer small businesses services such as revenue-based financing and business banking or payments under their own brands.
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Parafin is a financial technology company that enables software platforms and marketplaces to offer embedded financial products to small businesses. Its offerings include business financing and other capital products, with platforms using Parafin’s infrastructure to provide these services to their business customers.
Fintech (Lending Infrastructure)
FinBox is an AI-native digital lending platform headquartered in Bengaluru, India. It specializes in embedded finance and AI to redefine how credit is offered.
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Froda is a lender headquartered in Stockholm, Sweden, that was founded in 2015 and offers services including business loans, business leasing, and embedded financing.
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Scayl is a platform based in Stockholm, Sweden, that provides Fintech lenders with access to scalable debt funding from banks. This enables lenders to focus on growing their businesses.
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finmid GmbH is a financial technology company founded in 2021 and headquartered in Berlin, Germany. The company provides embedded lending infrastructure that allows digital platforms to offer financing solutions directly to their business customers across European markets.
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Rupifi is a financial technology company headquartered in Bengaluru, Karnataka, India, that provides B2B payment and credit solutions.
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R2 is a fintech company founded in 2020 and headquartered in Mexico City that provides embedded lending infrastructure for platforms in Latin America. The company enables businesses to offer frictionless financing to merchants by handling KYC, risk, and funding processes.
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Vartana is a financial services company headquartered in New York, United States, providing an AI-powered vendor financing platform for B2B transactions. The company offers automated credit approvals, flexible payment options, and was acquired by Capchase to combine tech-equipment financing solutions.
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