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Modern Life competitors & alternatives
The 12 closest competitors and alternatives to Modern Life among insurtech companies — ranked by similarity to what Modern Life actually does, not by market-cap band.
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About Modern Life
Modern Life provides an AI-driven technology platform and expert support services designed for insurance advisors and firms. The company streamlines the process of quoting, applying for, and managing life insurance and financial protection products from multiple national carriers.
Modern Life at a glance
Modern Life is an insurtech company headquartered in United States. Its most recent funding round, Seed, raised $20M in November 2025. Xcout tracks 3 named people at Modern Life, including Michael Konialian (Founder & CEO). Xcout recorded 8 job postings from Modern Life in the last 90 days, naming tools such as OpenAI API.
Modern Life leadership
- Michael KonialianFounder & CEO
- Ryan PripsteinFounder & Board Member
- Trey WallHead of Sales and Distribution
Modern Life funding rounds
Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Seed | $20M | 4 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Hiring at Modern Life
Xcout recorded 8 job postings from Modern Life in the last 90 days, from a hiring record Xcout has kept since August 2026.
Tools named in Modern Life's job postings
The weekly hiring trend, the roles and locations behind it — see Modern Life's hiring signals →
Top 12 Modern Life competitors
Ranked by semantic similarity — how close each company is to Modern Life by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar insurtech company
Ethos Life is a technology company that provides online life insurance products and quotes. The firm utilizes data science and technology to simplify the process of obtaining life insurance coverage.
Insurance Technology
Afficiency is an insurance technology company headquartered in New York, New York, with a mission to reinvent life insurance and make the purchasing process 100% digital and accessible.
Similar insurtech company
Ladder Financial, Inc. operates Ladder, a digital life-insurance platform that allows consumers to apply for and manage term life insurance online. It serves individuals seeking flexible life-insurance coverage, with policies issued by partner insurers rather than by Ladder itself.
Similar insurtech company
Sproutt is a U.S. insurtech that operates a digital life-insurance marketplace and helps consumers compare and purchase coverage online. It uses data-driven recommendations to match applicants with life-insurance products from carrier partners, primarily serving individual consumers.
Similar insurtech company
Sproutt is a digital life-insurance marketplace and agency that helps consumers compare and purchase life-insurance policies online. It uses an online assessment and data-driven recommendations to match applicants with coverage from insurance carriers, with a focus on personalized guidance and healthier lifestyles.
Similar insurtech company
Bestow Inc. is a life insurance software-as-a-service (SaaS) company that builds digital solutions for the insurance industry. The company partners with affiliated entities like Bestow Agency LLC to provide digital life insurance administration.
Similar insurtech company
QuoteWell is a digital-first platform founded in 2021 and based in Austin, Texas. The company aims to meet the demands of the contemporary insurance sector.
Similar insurtech company
insureMO is a global insurance infrastructure and middle-office platform that provides AI-ready APIs, data, and software solutions for insurers, brokers, and tech companies.
Similar insurtech company
Newfront is a modern business insurance and benefits brokerage company that combines technology with expert advisory services. It provides business insurance products, risk management, and total rewards solutions such as employee benefits and retirement services to corporate clients.
Insurance Technology
Friendly Health Technologies Inc. provides an AI-powered software infrastructure platform designed for insurance and reinsurance companies. The platform automates core decision-making workflows across life, disability, health, and annuities by digitizing documents, extracting data, assessing underwriting risks, processing claims, and analyzing treaties.
Similar insurtech company
Sixfold is an insurtech company that provides generative AI solutions for property and casualty (P&C) and life and health (L&H) insurance carriers, managing general agents (MGAs), and reinsurers. Its platform automates underwriting processes, generates underwriting narratives, and assists with risk assessment and decision-making.
Similar insurtech company
Panta Insurance Services is an AI-native commercial insurance agency headquartered in San Francisco, California, United States. It is licensed in all 50 U.S. states, providing business insurance engineered to be faster and cheaper.
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