The 12 closest competitors and alternatives to nCino, Inc. among software - application companies — ranked by similarity to what nCino, Inc. actually does, not by market-cap band.
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nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.
nCino, Inc. is a software - application company headquartered in Wilmington, United States. It is publicly listed (NCNO) with a market capitalisation of $2.2B. Xcout tracks 21 named people at nCino, Inc., including Sean Desmond (Chief Executive Officer, President & Director). Xcout recorded 46 job postings from nCino, Inc. in the last 90 days, naming tools such as Salesforce, Marketo, Jira.
15 more named people on record for nCino, Inc., with roles, board committees and tenure — see the full roster →
The most recent:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Series B | $29M | 1 named |
Some filings are not shown as funding rounds.
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Xcout recorded 46 job postings from nCino, Inc. in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it — see nCino, Inc.'s hiring signals →
Ranked by semantic similarity — how close each company is to nCino, Inc. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Fintech
MeridianLink provides a digital lending and account-opening platform tailored for financial institutions, including credit unions, banks, mortgage lenders, auto lenders, and consumer reporting agencies. Its software automates workflows for consumer and mortgage lending, digital account opening, collections, and background screening to help clients streamline operations and improve customer experiences.
SaaS
Zolvo, headquartered in San Francisco, California, United States, is building an automation layer for commercial lending back-offices. The company provides AI-powered automation for commercial lending operations, including services like payment matching, portfolio monitoring, and anomaly detection.
Compliance Software
Behavox provides AI-powered compliance and surveillance software that analyzes employee communications and other data to detect risks such as market abuse, misconduct, and regulatory violations. It primarily serves financial institutions, including banks, investment firms, and other regulated organizations.
Fintech (Banking & Financial Services Software)
Nucleus Software Exports Ltd provides digital lending and transaction banking software solutions for financial institutions and corporations. Its core offerings include platforms for loan origination, servicing, debt collection, supply chain finance, and financial inclusion, designed to automate banking workflows and modernize technology operations.
Data & Analytics
SAS Institute Inc. is a U.S.-based software and analytics company that develops data management, business intelligence, advanced analytics, artificial intelligence, and statistical software. It primarily serves businesses, governments, and other organizations in areas such as fraud detection, risk management, customer intelligence, healthcare, and operational decision-making.
Software (Banking & Financial Services)
Nelito Systems provides financial software products, including core banking solutions, lending management, regulatory reporting, and payment solutions, primarily serving banks, NBFCs, and MFIs. Additionally, the company offers IT services such as custom application development, software testing, infrastructure management, and manpower augmentation.
Fintech Software
AllCloud provides a unified digital lending technology platform that helps financial institutions automate loan origination, management, and collections.
Banking Software
BusinessNext is an India-based enterprise software company that provides a cloud-based, composable business platform for financial-services organizations. Its products support functions such as customer relationship management, lending, banking, insurance, and wealth management for banks, insurers, lenders, and other financial institutions.
SaaS
Artesian Solutions, now part of nCino, is a technology, information, and internet company headquartered in Winnersh, England, United Kingdom. The company has 55 employees and reported $3.1 million in annual recurring revenue in 2021.
Software
MicroFin360 provides a cloud-based software-as-a-service (SaaS) and workflow solution tailored for microfinance institutions.
Enterprise Software
NexJ Systems provides a customer relationship management (CRM) platform and integrated desktop solutions tailored for wealth management firms, financial advisors, and corporate and commercial banks. Its software helps financial professionals manage client lifecycles, automate workflows, improve engagement, and consolidate client data to grow revenue and efficiency.
SaaS
Mambu is a SaaS cloud banking platform that serves as the foundation for modern financial services. It enables deposits, lending, and payments, allowing clients to build and scale financial products on their own terms and innovate at speed. The company is headquartered in Amsterdam, Netherlands, and employs 501-1,000 people.
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