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Paywatch
Paywatch is a financial technology provider offering an Earned Wage Access solution across multiple countries in Asia, with its corporate headquarters located in Kuala Lumpur, Malaysia.
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Paywatch at a glance
Paywatch is a fintech company headquartered in Malaysia. It has raised at least $25.3M across the 2 funding rounds on record. Its most recent funding round, Pre-Series A, raised $20M in November 2025. Xcout tracks 1 named person at Paywatch, including Richard Kim (CEO and co-founder).
Paywatch leadership
- Richard KimCEO and co-founder
Paywatch funding rounds
At least $25.3M raised across the 2 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Pre-Series A | $20M | 7 named | |
| Seed | $5.3M | 1 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Investors
Paywatch competitors
A few of Paywatch's closest competitors — see the full list of competitors and alternatives →
Wagely operates as a financial wellbeing platform for workers, providing a unique employee benefit solution that enables employees to access part of their already earned wages. Founded in 2020 and headquartered in Jakarta, Indonesia, the company specializes in earned wage access services to allow greater flexibility for paying bills.
Floatpays is a financial services company founded in 2019 and headquartered in Cape Town, South Africa, offering employee financial wellness and earned wage access solutions.
Payflow is a company headquartered in Madrid, Spain, that offers a mobile app enabling employees to access their earned wages whenever they want, rather than waiting for monthly paychecks. This service is sold to companies as an employee benefit.
Refyne is India's first earned wage access and financial wellness platform providing employees with on-demand access to their earned wages and financial management tools.
Rain Technologies Inc. provides an AI-powered financial health platform and earned wage access solutions for employers and their workforce. The company's services allow employees to access earned wages before payday and offer financial wellness tools such as budgeting and coaching to improve retention and productivity.
EarnIn provides financial technology products and services for individuals, including earned wage access, early direct deposits, balance protection, credit monitoring, and savings tools. The company also offers payroll and wellness benefit solutions for businesses.
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More on Paywatch in Xcout Intel
- 1 named person with titles, LinkedIn and board committees
- 2 funding rounds with the investors in each, and who they co-invest with
- The full competitor set, tracking, exports and API access