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Perpay competitors & alternatives
The 12 closest competitors and alternatives to Perpay among fintech companies — ranked by similarity to what Perpay actually does, not by market-cap band.
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About Perpay
Perpay provides a financial platform that allows users to shop online and build credit through automated payments linked to their payroll direct deposits.
Perpay at a glance
Perpay is a fintech company headquartered in United States. It has raised at least $2M across the 2 funding rounds on record, 1 of them with a disclosed amount. Its most recent funding round, Seed, closed in September 2019. Xcout tracks 9 named people at Perpay, including Arik Misler (Chief Technology Officer). Xcout recorded 17 job postings from Perpay in the last 90 days, naming tools such as Tableau, Fivetran, scikit-learn.
Perpay leadership
- Arik MislerChief Technology Officer
- Morgan SalmonChief Revenue Officer
- Alex MillerChief People Officer
- Nicholas PetridesChief Experience Officer
- Zachary BinkleyChief Strategy Officer
- Chris DiMarcoFounder and CEO
3 more named people on record for Perpay, with roles, board committees and tenure — see the full roster →
Perpay funding rounds
At least $2M raised across the 2 rounds on record (1 with a disclosed amount). Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Seed | Undisclosed | — | |
| Seed | $2M | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Hiring at Perpay
Xcout recorded 17 job postings from Perpay in the last 90 days, from a hiring record Xcout has kept since August 2026.
Tools named in Perpay's job postings
The weekly hiring trend, the roles and locations behind it — see Perpay's hiring signals →
Top 12 Perpay competitors
Ranked by semantic similarity — how close each company is to Perpay by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Kikoff Inc. is a U.S. fintech company that offers credit-building products through a mobile app, including a credit account designed to help users establish or improve their credit history. It primarily serves consumers seeking to build credit, including people with limited or poor credit histories.
Similar fintech company
Addi provides a digital lending and installment payment platform that allows consumers to purchase goods in physical stores, online, and through its app without traditional credit cards or extensive paperwork. The company serves shoppers by offering flexible credit lines and structured payment plans accessible via identification and WhatsApp.
Similar fintech company
Possible Finance is a U.S. fintech company that provides small-dollar installment loans through a mobile app. It primarily serves consumers who may have limited or poor credit histories and need short-term access to funds.
Similar fintech company
Brigit is a financial technology application that provides users with tools for budgeting, credit building, identity theft protection, and instant cash advances to help prevent bank overdrafts. The platform serves individuals looking to manage their personal finances, track spending habits, and discover side gigs or job opportunities.
Similar fintech company
FinAccel operates a digital financial services group that provides products including buy-now-pay-later (BNPL) credit financing, digital banking, cash loans, and earned wage access services. The company serves consumers and merchants primarily in Southeast Asia, aiming to expand financial inclusion through accessible technology.
Similar fintech company
Kredivo Holdings is a financial technology company that provides digital financial services and retail credit products in Southeast Asia. Operating through brands such as Kredivo, KrediFazz, Krom, GajiGesa, and Timo, the company offers instant credit financing for e-commerce and offline transactions.
Similar fintech company
ZeroPe operates a digital platform designed to make medical payments stress-free by offering quick approvals, flexible repayment options, and easy EMIs. The platform enables users to manage healthcare expenses through a seamless digital experience.
Fintech & E-commerce
Digishahr is an Iranian fintech and e-commerce platform that provides instant loans and installment purchasing services for consumer goods.
Fintech & E-commerce
Snapmint is a fintech and e-commerce platform that enables customers to shop for electronics, fashion, and home appliances using easy EMI plans without a credit card.
Similar fintech company
Imprint provides a co-branded financial technology platform that enables businesses to offer custom credit cards, deposit accounts, and installment loans to their customers. The company's platform handles underwriting, insights, marketing, and rewards management to help brands launch and manage tailored financial products.
Similar fintech company
Kafene, Inc. is a U.S. fintech company that provides lease-to-own financing for essential consumer goods, such as furniture, appliances, electronics, and tires. It serves non-prime consumers through partnerships with retail merchants, helping them access purchases through alternative financing.
Similar fintech company
Katapult Holdings, Inc. is a financial technology company specializing in e-commerce. It offers lease-to-own financing solutions directly at the online point of sale, catering specifically to nonprime consumers across the United States. Leveraging its proprietary technology platform, Katapult enables these individuals to acquire durable goods from its extensive network of partner e-commerce merchants. The company rebranded as Katapult Holdings, Inc. in February 2020, having previously operated under the name Cognical Holdings, Inc. Its corporate headquarters are situated in Plano, Texas.
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