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Rate competitors & alternatives
The 12 closest competitors and alternatives to Rate among fintech companies — ranked by similarity to what Rate actually does, not by market-cap band.
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About Rate
Rate is a mortgage lender that offers home loans, home equity lines of credit (HELOCs), and mortgage refinancing services. The company provides online applications, pre-approvals, and financing guidance for individuals looking to buy or refinance a home.
Rate at a glance
Rate is a fintech company headquartered in United States. Xcout tracks 20 named people at Rate, including Shant Banosian (President). Xcout recorded 49 job postings from Rate in the last 90 days, naming tools such as Jira, Workday, ServiceNow.
Rate leadership
- Shant BanosianPresident
- Nik AthanasiouChief Operating Officer
- Ted AhernInterim CFO & Chief Investment Officer
- Kasey MartyChief Revenue Officer
- Adam ShogerChief Analytics Officer
- Jason StengerChief Production Officer
14 more named people on record for Rate, with roles, board committees and tenure — see the full roster →
Hiring at Rate
Xcout recorded 49 job postings from Rate in the last 90 days, from a hiring record Xcout has kept since August 2026.
Tools named in Rate's job postings
The weekly hiring trend, the roles and locations behind it — see Rate's hiring signals →
Top 12 Rate competitors
Ranked by semantic similarity — how close each company is to Rate by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Valon is a residential mortgage lender and loan servicer that provides home financing, refinancing, home equity loans, and HELOCs. The company utilizes a cloud-native software platform to offer online account management, payment processing, and streamlined loan application services for homeowners.
Similar fintech company
Athena Home Loans is an online digital lender that provides residential mortgages and refinancing options for home owners and property investors. The company offers a range of loan products, including tailored options for self-employed individuals, companies, trusts, and lower deposit scenarios.
Similar fintech company
Splash Financial operates as a financial technology company and loan marketplace that allows consumers to compare and apply for personal loans, student loan refinancing, home equity lines of credit (HELOCs), and in-school student loans from a network of lender partners. The company enables users to check their rates without impacting their credit score.
Similar fintech company
Multiply Mortgage is a mortgage lender and technology-driven broker licensed in select states to help customers access homeownership and financing.
Similar fintech company
Milo.io provides crypto-backed financial services, allowing clients to use their cryptocurrency as collateral to finance home purchases or obtain cash loans without selling their digital assets. The company serves crypto holders looking to leverage their digital wealth for real-world financing and mortgages.
Similar fintech company
LendingHouse is a financial services company headquartered in Miami, Florida, that provides digital mortgage brokerage and comparison tools. The platform allows consumers to shop for interest rates from leading lenders and receive personal finance guidance.
Similar fintech company
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
Similar fintech company
LoanSnap is a fintech company that uses technology and data-driven underwriting to help consumers obtain home loans and refinance mortgages. It serves residential borrowers through a primarily online lending platform.
Similar fintech company
Rocket Mortgage, LLC, formerly Quicken Loans, LLC, is an American mortgage lender, headquartered in Detroit, Michigan. Rocket Mortgage uses wholesale funding for loans and online applications as opposed to a branch system.
Similar fintech company
Middle provides a secure platform that streamlines the mortgage and loan application process between borrowers and brokers.
Similar fintech company
Point Digital Finance, Inc. (doing business as Point) is a financial company providing home equity products that help homeowners access cash from their homes.
Similar fintech company
LendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate brokerage services. The Consumer segment addresses needs for credit cards, personal, small business, student, and auto loans, deposit accounts, and complementary services like credit repair and debt settlement. Through its Insurance segment, LendingTree offers tools, information, and access to quotes for products such as home and auto insurance, facilitating connections between consumers and insurance lead aggregators. Furthermore, LendingTree, Inc. operates several other prominent online properties: Student Loan Hero aids borrowers in managing their student debt; QuoteWizard.com functions as a marketplace for comparing insurance policies; ValuePenguin delivers impartial financial analysis on subjects spanning from insurance to credit cards; and Stash offers an investing and banking platform, encompassing various personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services like checking accounts with debit cards featuring a Stock-Back rewards program. Incorporated in 1996 and headquartered in Charlotte, North Carolina, the company transitioned from its former name, Tree.com, Inc., to LendingTree, Inc. in January 2015.
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