The 12 closest competitors and alternatives to re:cap among fintech companies — ranked by similarity to what re:cap actually does, not by market-cap band.
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re:cap Technologies GmbH operates a financing and data platform that enables European growth companies to secure debt funding and automate liquidity management. Founded in Berlin in 2021, the company is headquartered in Germany.
re:cap is a fintech company headquartered in Germany. It has raised at least $126.1M across the 2 funding rounds on record. Its most recent funding round, Series A, raised $14.6M in June 2024. Xcout tracks 5 named people at re:cap, including Paul Becker (CEO). Xcout recorded 1 job posting from re:cap in the last 90 days.
At least $126.1M raised across the 2 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Series A | $14.6M | 3 named | |
| — | $111.5M | 3 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Xcout recorded 1 job posting from re:cap in the last 90 days, from a hiring record Xcout has kept since August 2026.
The weekly hiring trend, the roles and locations behind it — see re:cap's hiring signals →
Ranked by semantic similarity — how close each company is to re:cap by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
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Xepelin is a financial technology company that provides online business financing and financial management services to small and medium-sized enterprises in Chile and Mexico. Its platform offers products such as invoice factoring, supplier payment financing, and financial intelligence tools to improve corporate liquidity and cash flow management.
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finmid GmbH is a financial technology company founded in 2021 and headquartered in Berlin, Germany. The company provides embedded lending infrastructure that allows digital platforms to offer financing solutions directly to their business customers across European markets.
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CrossLend is a digital financial services platform headquartered in Berlin, Germany. It operates as a digital debt marketplace aiming to make the European debt market more efficient and transparent by connecting borrowers and institutional investors.
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Spotcap is an alternative-finance fintech that provides online business loans and credit facilities to small and medium-sized enterprises. It uses business data and technology to assess applications and serve SMEs seeking faster working-capital financing than traditional bank lending.
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PAIR Finance is a European fintech company specialized in digital debt collection and automated receivables management. Headquartered in Berlin, Germany, the company utilizes behavioral science and artificial intelligence to provide modern debt collection services.
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Vexcash AG operates the Vexcash online lending platform in Germany, offering short-term consumer loans (often referred to as minicredits). It serves individuals seeking relatively small, fast-access loans and is based in Berlin.
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Scayl is a platform based in Stockholm, Sweden, that provides Fintech lenders with access to scalable debt funding from banks. This enables lenders to focus on growing their businesses.
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Capchase Inc. is a financial services and technology company headquartered in New York, New York. It acts as a growth partner for fast-growing SaaS businesses by providing non-dilutive financing and revenue acceleration tools.
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FlapKap is a financial technology company that provides fast, flexible, and digital funding solutions for small and medium-sized enterprises (SMEs) and e-commerce businesses. The company offers revenue-based financing, merchant cash advances, and dynamic credit lines to help businesses manage cash flow, purchase inventory, and fund marketing efforts.
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Efficient Capital Labs is a fintech company that provides non-dilutive, revenue-based financing to recurring-revenue businesses, particularly B2B SaaS companies. It primarily serves startups and growth-stage companies seeking working or expansion capital without giving up equity.
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