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UPAY competitors & alternatives

UPYYFintechDallas, United States

The 12 closest competitors and alternatives to UPAY among fintech companies — ranked by similarity to what UPAY actually does, not by market-cap band.

$15.9MMarket cap
16Employees
12Competitors listed

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About UPAY

Established in Dallas, Texas, in 2008, UPAY, Inc. delivers a range of software solutions and services, with a primary focus on the lending industry. The company's core product is the Automated Credit Provider Administration System (ACPAS), a web-based platform for client and loan management, specifically designed for registered lenders operating in South Africa. UPAY also provides a cloud-based loan origination system, enabling its customers to efficiently issue loans, retail various products, manage bill payments, or process recurring subscriptions under defined terms. Complementing its software offerings, the company develops custom websites for clients, resells credit bureau information, acts as an agent for a registered insurance carrier, and serves as a third-party payment processor for debit order transactions. Furthermore, UPAY undertakes custom software development projects and offers general administrative staffing support to a diverse clientele, including businesses with physical branches and those operating entirely online lending platforms.

UPAY at a glance

UPAY is a fintech company headquartered in Dallas, United States. It is publicly listed (UPYY) with a market capitalisation of $15.9M. Xcout tracks 6 named people at UPAY, including Randall F. Greene (Chief Operating Officer & Director).

UPAY leadership

  • Randall F. GreeneChief Operating Officer & Director
  • Jacob Casper FolscherCo-Founder, CEO, President, CFO, Chief Accounting Officer & Director
  • Anita RoestofAdministration Manager
  • Chris De WetMarketing Manager
  • Jacob Casper FolscherDirector
  • Wouter Andries FoucheDirector

Top 12 UPAY competitors

Ranked by semantic similarity — how close each company is to UPAY by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.

Lesaka Technologies, Inc.LSAK · FintechJohannesburg, South Africa
67% matchPublic

Similar fintech company

Lesaka Technologies, Inc. is a prominent financial technology firm specializing in delivering essential fintech solutions to individuals and small businesses who are either unbanked or underbanked. While its primary focus is on South Africa, the company also serves international markets. Central to its strategy, Lesaka develops advanced payment technologies designed to facilitate a wide array of financial and value-added services for its diverse customer base. The company's operations are strategically divided into three core segments: Processing, Financial Services, and Technology. The Processing segment handles the end-to-end management of transaction data, including its collection, secure transmission, and efficient retrieval for clients. Through its Financial Services segment, Lesaka offers direct financial products such as bank accounts, various loan types (including short-term credit), and life insurance options. The Technology segment is responsible for the sale of hardware like point-of-sale (POS) devices, SIM cards, and other critical consumables, in addition to licensing the company's proprietary technology and providing associated technical services. Originally incorporated in 1997, the company, headquartered in Johannesburg, South Africa, was formerly known as Net 1 UEPS Technologies, Inc. It officially adopted the name Lesaka Technologies, Inc. in May 2022.

Market cap$371.5M
Employees2,531
Lesaka Technologies, Inc. competitors & alternatives →

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