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Usio, Inc. competitors & alternatives
The 12 closest competitors and alternatives to Usio, Inc. among fintech companies — ranked by similarity to what Usio, Inc. actually does, not by market-cap band.
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About Usio, Inc.
Usio, Inc., established in 1998 and headquartered in San Antonio, Texas, is a company specializing in delivering comprehensive electronic payment solutions to a diverse client base of merchants and enterprises throughout the United States. The company's offerings encompass a broad spectrum of automated clearing house (ACH) processing options, in addition to services for credit, debit, and prepaid card transactions. Key ACH services include the electronic re-presentation of non-sufficient funds (NSF) consumer checks, known as "Represented Check," and the conversion of consumer paper checks into electronic payments for accounts receivable, termed "Accounts Receivable Check Conversion." Usio further provides merchant account services, facilitating the processing of card-based payments across major networks such as VISA, MasterCard, American Express, Discover, and JCB. These services are accessible through online terminals via a website or through physical terminals for retail operations. The firm has also developed a proprietary web-based platform that enables businesses to manage both one-time and recurring payments using e-checks or credit cards. Complementing this, an interactive voice response (IVR) telephone system is available, empowering companies to accept direct customer payments over the phone, also utilizing e-checks or credit cards. Usio is actively involved in the issuance of prepaid and incentive cards and operates a dedicated platform for core prepaid processing. Beyond its primary payment solutions, the company extends its services to include electronic bill presentment, document composition and decomposition, and comprehensive printing and mailing services. These additional offerings cater to various industry verticals, including utility providers and financial institutions. Its ACH products and services are primarily distributed through a network of resellers, while its prepaid card programs are marketed directly to governmental bodies, corporations, and consumers online. The company adopted its current name, Usio, Inc., in June 2019, having previously operated as Payment Data Systems, Inc.
Usio, Inc. at a glance
Usio, Inc. is a fintech company headquartered in San Antonio, United States. It is publicly listed (USIO) with a market capitalisation of $53.3M. Xcout tracks 31 named people at Usio, Inc., including Kenneth Wayne Keller (Chief Technology Officer & Senior Vice President).
Usio, Inc. leadership
- Kenneth Wayne KellerChief Technology Officer & Senior Vice President
- Ken KellerSenior Vice President, Chief Technology Officer
- Houston Korth FrostSenior VP of Corporate Development & Prepaid Products and Chief Product Officer
- Houston FrostChief Product Officer
- Gregory Mark CarterExecutive Vice President of Payment Acceptance & Chief Revenue Officer
- Michael WhiteSenior Vice President, Chief Accounting Officer and Principal Accounting & Financial Officer
25 more named people on record for Usio, Inc., with roles, board committees and tenure — see the full roster →
Top 12 Usio, Inc. competitors
Ranked by semantic similarity — how close each company is to Usio, Inc. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
AppTech Payments Corp. operates as a U.S.-based financial technology company, specializing in providing electronic payment processing technologies and a suite of merchant services. Through its merchant services, the firm enables businesses to accept various cashless and contactless payment types, such as credit cards, Automated Clearing House (ACH) transactions, and wireless payments. Furthermore, AppTech delivers integrated solutions for effortless digital and mobile payment acceptance, which includes support for alternative payment methods. Its capabilities also extend to multi-use case, multi-channel, API-driven, and account-based issuer processing for cards, digital tokens, and payment transfer transactions. The company, formerly named AppTech Corp., was established in 1998 and has its headquarters in Carlsbad, California.
Similar fintech company
EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Similar fintech company
Total System Services, Inc. (TSYS) is an American financial technology company based in Columbus, Georgia, that provides payment processing services, merchant services and related payment services. It also provides reloadable prepaid debit cards and payroll cards, and demand deposit accounts to the underbanked.
Similar fintech company
Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments. Its operations span the Americas, Europe, and the Asia-Pacific regions. The company's business is structured into three primary divisions: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers a comprehensive array of services designed to support businesses in managing their payment processing. These services include transaction authorization, settlement, funding, customer support, chargeback resolution, terminal rental and deployment, robust payment security, consolidated billing, and online reporting. Furthermore, this segment delivers specialized enterprise software solutions that help customers in diverse vertical markets streamline their business operations. It also provides various value-added services, such as point-of-sale (POS) systems, analytics and engagement tools, and even payroll and human capital management services. The Issuer Solutions segment empowers financial institutions and retailers by providing them with platforms to efficiently manage their card portfolios. Additionally, it supplies commercial payment and ePayables solutions specifically for businesses and government entities. Through its Business and Consumer Solutions segment, operating notably under the Netspend brand, the company addresses the financial needs of the underbanked, other consumers, and various businesses. This segment's offerings comprise general-purpose reloadable prepaid debit cards, payroll cards, demand deposit accounts, and other related financial services. Global Payments distributes its products and services through a multifaceted sales and marketing approach, leveraging its direct sales force, trade association partnerships, agent and enterprise software provider networks, referral arrangements with value-added resellers, and independent sales organizations. Founded in 1967, Global Payments Inc. is headquartered in Atlanta, Georgia.
Similar fintech company
CSU Digital S.A. provides technology solutions for payment methods, embedded finance, loyalty programs, and customer experience. The company serves businesses such as banks, financial institutions, and retailers by offering card processing, digital accounts via API, risk and compliance tools, and intelligent automation services.
Similar fintech company
Episode Six, Inc. is a financial technology company that provides configurable payments and card-processing infrastructure, including issuing, processing, and ledger capabilities. It serves banks, fintechs, and other financial-services providers seeking to launch or manage payment products.
Similar fintech company
Prepaid Technologies Company Inc. was founded in 1998 in Birmingham, Alabama. The company provides financial services, including prepaid card solutions like MyDashCard and Lowe's Preload PLUS.
Similar fintech company
Jack Henry provides technology solutions, platforms, and services for community and regional banks, credit unions, de novo banks, fintechs, and commercial businesses. Its offerings span digital banking, core processing, payments, lending, information security, and financial crime risk management.
Similar fintech company
Brim Financial is a licensed and certified card issuer in North America headquartered in Toronto, Ontario. The company provides an all-in-one card and payments platform that helps banks of all sizes, fintechs, and large brands build, manage, and scale payment operations end-to-end.
Similar fintech company
Lithic is a leading card issuing processor designed for high-growth technology companies. It powers card programs for over 100 innovative clients, transforming the future of payments across credit, disbursements, and digital banking.
Similar fintech company
Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.
Similar fintech company
TPS Worldwide is a payment solution provider that offers digital payment, card management, and transaction processing products such as the IRIS payment platform. It serves banks, telecommunication companies, payment processors, merchants, and billers globally by providing software for ATM acquiring, mobile banking, e-commerce gateways, prepaid cards, and bill payments.
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