The 12 closest competitors and alternatives to Varthana among financial services companies — ranked by similarity to what Varthana actually does, not by market-cap band.
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Varthana is a financial services company headquartered in Bengaluru, India, serving as a major provider of loans to private schools and students since 2013.
Varthana is a financial services company headquartered in India. It has raised at least $16.5M across the 2 funding rounds on record, 1 of them with a disclosed amount. Its most recent funding round, Debt, raised $16.5M in January 2026. Xcout tracks 9 named people at Varthana, including Brajeshkumar Sirishkumar Mishra (Managing Director and CEO).
3 more named people on record for Varthana, with roles, board committees and tenure — see the full roster →
At least $16.5M raised across the 2 rounds on record (1 with a disclosed amount). Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| Debt | $16.5M | 1 named | |
| — | Undisclosed | 3 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Ranked by semantic similarity — how close each company is to Varthana by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
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Svamaan Financial Services is a non-banking financial company and microfinance institution providing financial inclusion and digital lending solutions to micro-entrepreneurs in India.
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Janalakshmi Financial Services Pvt Ltd was an India-based non-banking financial company headquartered in Bengaluru that focused on microfinance and other financial services for low-income urban households and small businesses. It was the predecessor organization to Jana Small Finance Bank, which began operations as a small finance bank in 2018.
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Olyv is a financial services company headquartered in Bangalore, Karnataka, providing personal loan solutions and credit products through digital platforms.
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Spandana Sphoorty Financial Limited is a non-banking financial company and microfinance institution headquartered in Hyderabad, Telangana, focused on providing microcredit loans to women from low-income communities.
Banking
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
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Shalibhadra Finance Limited is a non-banking financial company focused on providing financial services to rural, semi-urban, and underbanked geographies.
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Social Worth Technologies Private Limited operates as a digital consumer fintech lender in India, offering short-term loans, salary advances, and financing for healthcare and education under its consumer-facing brand, Fibe. Incorporated in 2015 and headquartered in Pune, the company provides an online lending platform focused on tech-savvy consumers.
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Arogya Finance is a healthcare-focused financial services company providing medical loans and financing options for patients in India.
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Vedika Credit Capital Ltd is an RBI-registered non-banking financial company and microfinance institution providing loans to micro-entrepreneurs across multiple states in India.
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Samunnati Financial Intermediation & Services Pvt. Ltd. is a financial services company founded in 2014 that works within agricultural and allied value chains. The company is headquartered in India.
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Aavas Financiers, also known as Aavas, is a housing finance company headquartered in Jaipur, Rajasthan. Founded on February 23, 2011, it provides home loan in rural and semi-urban locations across India.
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Ashv Finance provides financial services and products, including unsecured business loans, secured business loans, banking surrogate loans, GST surrogate loans, and solar rooftop financing. The company serves micro, small, and medium enterprises (MSMEs) and small businesses in India by offering collateral-free loans with flexible tenures and cash-flow-based evaluations.
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