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Wave competitors & alternatives
The 12 closest competitors and alternatives to Wave among fintech companies — ranked by similarity to what Wave actually does, not by market-cap band.
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About Wave
Wave provides mobile money services that allow users to deposit, withdraw, and send money, as well as pay bills and buy airtime. The platform serves individuals looking for affordable and accessible digital financial services.
Wave at a glance
Wave is a fintech company headquartered in Finland. Xcout tracks 10 named people at Wave, including Ruth Lee (Chief Technology Officer).
Wave leadership
- Ruth LeeChief Technology Officer
- Drew DurbinCo-founder and CEO
- Katier BambaGeneral Manager Côte d Ivoire
- Malick GueyeGeneral Manager Senegal
- Chris WilliamsonHead of Payments
- Emily AustinHead of People
4 more named people on record for Wave, with roles, board committees and tenure — see the full roster →
Top 12 Wave competitors
Ranked by semantic similarity — how close each company is to Wave by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Sendwave provides a mobile application that enables users to send international money transfers and utilize a digital wallet. The service primarily serves individuals in regions such as the United States, Canada, the UK, and the EU who wish to transfer funds quickly and affordably to friends and family abroad.
Similar fintech company
cepMoney is a digital wallet and payment platform that provides mobile financial services, money transfers, and business collection solutions.
Fintech & Communications
Botim is an all-in-one mobile application that provides communication services, such as HD voice and video calls, alongside financial and lifestyle services including money transfers, bill payments, and government document processing. The platform serves individuals and businesses by combining everyday connectivity, digital payments, and management tools into a single app.
Similar fintech company
pawaPay is a UK-based fintech that provides mobile-money payment infrastructure and APIs for businesses operating in Africa. It enables merchants and digital platforms to make and receive mobile-money payments across multiple African markets through a single integration.
Similar fintech company
Flutterwave, Inc. is a financial technology company with its registered office located in San Francisco, California, United States, providing payments infrastructure.
Fintech, Payments
Zeepay is a wholly Ghanaian-owned fintech company based in Ghana. It focuses on digital rails to connect digital assets like mobile money wallets.
Similar fintech company
Chipper Cash is a financial services company headquartered in San Francisco, California, providing a widely used mobile application for sending and receiving money across multiple countries.
Similar fintech company
Zepz is a financial technology holding company that powers leading global cross-border payments brands WorldRemit and Sendwave. The company facilitates international money transfers to celebrate and support the financial impact of migrants globally.
Similar fintech company
Pangea Money Transfer provides a digital platform and mobile application that enables individuals to send international money transfers quickly and securely. The company serves customers in the U.S. looking to send funds abroad with transparent pricing, low fees, and competitive exchange rates.
Similar fintech company
Ding is an Ireland-based fintech company that provides international mobile phone top-ups and airtime transfers through its online and mobile platforms. It serves consumers, particularly people sending mobile credit to family and friends abroad, as well as business and retail partners.
Fintech (Mobile Money)
M-PESA Africa was established in 2020 as a joint venture between Safaricom and Vodacom Group to accelerate platform development and synchronize product roadmaps. It is a financial services company operating in several African countries, including Kenya, Tanzania, and Ghana.
Similar fintech company
Yellow Card Financial Inc. is a financial technology company that operates as a licensed stablecoin payments infrastructure provider powering global money movement across USD and local currencies.
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