The 12 closest competitors and alternatives to Affirm Holdings, Inc. among fintech companies — ranked by similarity to what Affirm Holdings, Inc. actually does, not by market-cap band.
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Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Affirm Holdings, Inc. is a fintech company headquartered in San Francisco, United States. It is publicly listed (AFRM) with a market capitalisation of $25.5B. Xcout tracks 20 named people at Affirm Holdings, Inc., including Libor Michalek (President & Director).
14 more named people on record for Affirm Holdings, Inc., with roles, board committees and tenure — see the full roster →
7 corporate events on record, with sources — see the full timeline →
Ranked by semantic similarity — how close each company is to Affirm Holdings, Inc. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.
Similar fintech company
Sunbit, Inc. is a financial technology company headquartered on Wilshire Blvd in Los Angeles, California. The company provides purchase-financing and payment services across multiple office locations in the United States.
Similar fintech company
Payment Financial Technologies Ltd., an Israeli firm, manages a proprietary payment platform. This system facilitates the distribution of retail credit to consumers through various businesses. Established in 2014, the company's headquarters are situated in Omer, Israel.
Financial Services
QuickFee Limited delivers a variety of financial products and lending options to professional, commercial, and personal service providers in both Australia and the United States, all facilitated through an online platform. The company's flagship product, QuickFee, is an internet-based payment and financing solution designed to enable businesses to accept client payments via credit card, electronic funds transfer (EFT/ACH), flexible payment plans, or Buy Now, Pay Later (BNPL) installments. QuickFee Limited was established in 2009 and its corporate base is located in Baulkham Hills, Australia.
Similar fintech company
Kafene, Inc. is a U.S. fintech company that provides lease-to-own financing for essential consumer goods, such as furniture, appliances, electronics, and tires. It serves non-prime consumers through partnerships with retail merchants, helping them access purchases through alternative financing.
Similar fintech company
Cherry Technologies, Inc. is a fintech company providing payment plans and financing solutions to help healthcare and wellness providers. The company is headquartered in San Francisco, California.
Similar fintech company
Flexiti is a Canadian fintech company that provides point-of-sale consumer financing and payment solutions. It serves consumers and retail merchants, enabling customers to finance purchases through participating retailers.
Similar fintech company
Zip Co Limited delivers digital financial and payment solutions to a diverse client base, including individual consumers and small-to-medium sized businesses (SMEs). Its extensive global presence spans Australia, Canada, the Czech Republic, Mexico, New Zealand, Poland, Saudi Arabia, Singapore, South Africa, Turkey, the United Arab Emirates, the United Kingdom, and the United States. The company's operations are organized into five primary segments: APAC, Americas, EMEA, Zip Business, and Corporate. For SMEs, Zip Co offers unsecured loans and revolving lines of credit. Consumers, on the other hand, benefit from its Buy Now Pay Later (BNPL) services, providing credit lines and installment payment options for both online and brick-and-mortar transactions. Founded in 2009, the Sydney, Australia-headquartered firm was originally named ZipMoney Limited before adopting its current designation in December 2017.
Similar fintech company
Comfino is a payment marketplace that provides installment and deferred payment solutions for online and brick-and-mortar retailers.
Similar fintech company
Possible Finance is a U.S. fintech company that provides small-dollar installment loans through a mobile app. It primarily serves consumers who may have limited or poor credit histories and need short-term access to funds.
Similar fintech company
ChargeAfter is a leading embedded lending platform that provides retailers and lenders with a multi-lender financing solution.
Similar fintech company
Scalapay provides a "buy now, pay later" financial service that allows consumers to split their retail purchases into three convenient, interest-free monthly instalments. The platform serves online and in-store shoppers by letting them receive their orders immediately, while offering merchants a checkout integration to increase sales conversions and average basket sizes.
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