The 12 closest competitors and alternatives to ZIP CO LIMITED.. among fintech companies — ranked by similarity to what ZIP CO LIMITED.. actually does, not by market-cap band.
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Zip Co Limited delivers digital financial and payment solutions to a diverse client base, including individual consumers and small-to-medium sized businesses (SMEs). Its extensive global presence spans Australia, Canada, the Czech Republic, Mexico, New Zealand, Poland, Saudi Arabia, Singapore, South Africa, Turkey, the United Arab Emirates, the United Kingdom, and the United States. The company's operations are organized into five primary segments: APAC, Americas, EMEA, Zip Business, and Corporate. For SMEs, Zip Co offers unsecured loans and revolving lines of credit. Consumers, on the other hand, benefit from its Buy Now Pay Later (BNPL) services, providing credit lines and installment payment options for both online and brick-and-mortar transactions. Founded in 2009, the Sydney, Australia-headquartered firm was originally named ZipMoney Limited before adopting its current designation in December 2017.
ZIP CO LIMITED.. is a fintech company headquartered in Australia. It is publicly listed with a market capitalisation of $2.5B. Xcout tracks 9 named people at ZIP CO LIMITED.., including David Travers (President & Interim CFO). Xcout recorded 208 job postings from ZIP CO LIMITED.. in the last 90 days, naming tools such as OpenAI API, Salesforce, Databricks.
3 more named people on record for ZIP CO LIMITED.., with roles, board committees and tenure — see the full roster →
Xcout recorded 208 job postings from ZIP CO LIMITED.. in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it and all 30 tools — see ZIP CO LIMITED..'s hiring signals →
Ranked by semantic similarity — how close each company is to ZIP CO LIMITED.. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Zilch is a financial technology company headquartered in London, England. It offers flexible payment options, including Buy Now Pay Later (BNPL), to over 5 million customers.
Similar fintech company
Klarna Group plc operates as a technology-driven payments provider, extending its services across the United Kingdom, United States, Germany, Sweden, and globally. The company offers a wide array of solutions, including advertising and marketing, various consumer-centric provisions, advanced digital financial products, and assistance with personal shopping and money management. Furthermore, Klarna delivers digital retail banking services, encompassing fixed-term deposits, savings accounts, and traditional bank accounts, alongside digital loyalty programs, comprehensive support for both customers and merchants, and tools for organizing personal finances. Previously known as Klarna UK II plc, the company officially adopted the name Klarna Group plc in December 2023. Established in 2005, its main operational base is located in London, United Kingdom.
Similar fintech company
Laybuy is a global leader in the Buy Now, Pay Later sector with employees spanning across multiple continents. The company's main headquarters is located in Auckland, New Zealand.
Similar fintech company
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Similar fintech company
Aplazo is a financial technology company headquartered in Mexico City, Mexico. Founded in 2020, the company provides alternative payment solutions and buy-now-pay-later services to consumers in the regional market.
Similar fintech company
Splitit is a financial services company that provides card-linked installment payment solutions. Having previously operated in Israel and New York, it shifted its global headquarters to Atlanta, Georgia.
Similar fintech company
Tamara is a Saudi Arabia-based fintech company that provides buy now, pay later (BNPL) payment options for online and in-store purchases. It serves consumers and merchants across Saudi Arabia and other markets in the Middle East.
Similar fintech company
Tabby is a fintech company with its main headquarters located in Dubai, United Arab Emirates. It also maintains central offices in Riyadh and Cairo, along with several hubs across Europe. The company serves customers in Saudi Arabia, the UAE, and Kuwait, focusing on payment-related services.
Similar fintech company
Openpay was an Australian buy-now-pay-later fintech that provided interest-free installment payment plans for consumers, typically for larger purchases and services. It served merchants and customers in sectors including healthcare, automotive, education and veterinary services, and entered voluntary administration in early 2023.
Similar fintech company
Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.
Similar fintech company
Operating globally and within Japan, Net Protections Holdings, Inc. delivers diverse "buy now, pay later" (BNPL) financial solutions. Their services span B2C e-commerce BNPL, B2B deferred payment options, and consumer BNPL programs that include membership benefits. Additionally, the company manages credit card payment processing and loyalty rewards initiatives. Established in 2002, this Tokyo, Japan-based firm operates as a subsidiary of ORIX Corporation.
Fintech (BNPL)
Postpay is a financial services company headquartered in Dubai, United Arab Emirates, with 51-200 employees. It offers a "Shop Now, Pay Later" solution, providing seamless credit access for businesses and individuals across developing economies.
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