The 12 closest competitors and alternatives to Klarna Group plc among fintech companies — ranked by similarity to what Klarna Group plc actually does, not by market-cap band.
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Klarna Group plc operates as a technology-driven payments provider, extending its services across the United Kingdom, United States, Germany, Sweden, and globally. The company offers a wide array of solutions, including advertising and marketing, various consumer-centric provisions, advanced digital financial products, and assistance with personal shopping and money management. Furthermore, Klarna delivers digital retail banking services, encompassing fixed-term deposits, savings accounts, and traditional bank accounts, alongside digital loyalty programs, comprehensive support for both customers and merchants, and tools for organizing personal finances. Previously known as Klarna UK II plc, the company officially adopted the name Klarna Group plc in December 2023. Established in 2005, its main operational base is located in London, United Kingdom.
Klarna Group plc is a fintech company headquartered in London, United Kingdom, founded in 2022. It is publicly listed (KLAR) with a market capitalisation of $7.1B. Xcout tracks 30 named people at Klarna Group plc, including Niclas Peter Neglen (Chief Financial Officer & Director).
24 more named people on record for Klarna Group plc, with roles, board committees and tenure — see the full roster →
Ranked by semantic similarity — how close each company is to Klarna Group plc by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Fintech / Payment Services
Klarna is a global fintech company that provides online financial services, including payment processing, buy now pay later options, and direct banking solutions.
Similar fintech company
Joint Stock Company Kaspi.kz, established in 2008 and based in Almaty, Kazakhstan, operates alongside its subsidiaries to deliver a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology. These offerings cater to both individual consumers and a diverse range of merchants. The company's operations are structured around three core platforms: Payments, Marketplace, and Fintech. The Payments Platform is designed to streamline transactions between customers and businesses. For consumers, it facilitates shopping payments, routine bill settlements, and peer-to-peer money transfers. For merchants, it enables them to accept payments both online and in-store, generate and manage invoices, pay suppliers, and monitor their sales performance. This platform also leverages proprietary data to inform strategic business decisions across various operational areas. The Marketplace Platform functions as an integrated hub, connecting online and physical retailers with consumers. Its primary goal is to boost merchant sales through a robust omnichannel strategy while providing shoppers with access to a vast selection of products and services. Key features include m-commerce, a mobile solution for in-person shopping, and e-commerce capabilities that allow users to shop anywhere, anytime, often with complimentary delivery. The platform also incorporates Kaspi Travel for booking domestic and international flights, holiday packages, and rail tickets. Furthermore, it enhances merchant revenues by integrating payment and fintech products, advertising solutions, and various delivery services. Finally, the Fintech Platform offers a range of financial products, primarily accessed through its Kaspi.kz Super App. Consumers can utilize Buy Now, Pay Later (BNPL) schemes, various lending options, and savings accounts, while merchants benefit from specialized financing services. Beyond these, Kaspi.kz's activities extend to traditional banking, the management of non-performing assets, real estate operations, payment processing, online travel services, and information storage and management.
Similar fintech company
Zilch is a financial technology company headquartered in London, England. It offers flexible payment options, including Buy Now Pay Later (BNPL), to over 5 million customers.
Similar fintech company
Zip Co Limited delivers digital financial and payment solutions to a diverse client base, including individual consumers and small-to-medium sized businesses (SMEs). Its extensive global presence spans Australia, Canada, the Czech Republic, Mexico, New Zealand, Poland, Saudi Arabia, Singapore, South Africa, Turkey, the United Arab Emirates, the United Kingdom, and the United States. The company's operations are organized into five primary segments: APAC, Americas, EMEA, Zip Business, and Corporate. For SMEs, Zip Co offers unsecured loans and revolving lines of credit. Consumers, on the other hand, benefit from its Buy Now Pay Later (BNPL) services, providing credit lines and installment payment options for both online and brick-and-mortar transactions. Founded in 2009, the Sydney, Australia-headquartered firm was originally named ZipMoney Limited before adopting its current designation in December 2017.
Similar fintech company
Qliro provides digital payment and financial services for online and in-store shoppers and merchants. Its platform and mobile app offer flexible payment methods, invoice management, savings accounts, and customer support tools.
Similar fintech company
Avarda Bank AB provides fully branded checkout and payment solutions for e-commerce businesses, including cards, digital wallets, buy-now-pay-later (BNPL) services, and integrated loyalty programs. The company enables merchants to maintain full control of the customer payment journey under their own brand.
Similar fintech company
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Similar fintech company
ViaBill is a financial technology company founded in 2014 and headquartered in Copenhagen, Denmark. The company provides digital payment solutions that allow consumers to split and spread their online purchase costs into multiple installments.
Similar fintech company
Ratepay provides customized Buy Now, Pay Later (BNPL) and payment solutions, including invoice purchases and direct debits, for e-commerce merchants in the DACH region. The company offers white-label checkout integration, risk management, real-time analytics, and payment processing services designed to increase conversion rates and prevent payment defaults.
Similar fintech company
Scalapay provides a "buy now, pay later" financial service that allows consumers to split their retail purchases into three convenient, interest-free monthly instalments. The platform serves online and in-store shoppers by letting them receive their orders immediately, while offering merchants a checkout integration to increase sales conversions and average basket sizes.
Similar fintech company
Splitit is a financial services company that provides card-linked installment payment solutions. Having previously operated in Israel and New York, it shifted its global headquarters to Atlanta, Georgia.
Similar fintech company
Payment Financial Technologies Ltd., an Israeli firm, manages a proprietary payment platform. This system facilitates the distribution of retail credit to consumers through various businesses. Established in 2014, the company's headquarters are situated in Omer, Israel.
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