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Klarna Bank AB competitors & alternatives
The 12 closest competitors and alternatives to Klarna Bank AB among fintech / payment services companies — ranked by similarity to what Klarna Bank AB actually does, not by market-cap band.
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About Klarna Bank AB
Klarna is a global fintech company that provides online financial services, including payment processing, buy now pay later options, and direct banking solutions.
Klarna Bank AB at a glance
Klarna Bank AB is a fintech / payment services company headquartered in Sweden. It has raised at least $1.1B across the 2 funding rounds on record. Its most recent funding round raised $650M in September 2020. Xcout tracks 1 named person at Klarna Bank AB, including Sebastian Siemiatkowski (co-founder and CEO).
Klarna Bank AB leadership
- Sebastian Siemiatkowskico-founder and CEO
Klarna Bank AB funding rounds
At least $1.1B raised across the 2 rounds on record. Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| — | $650M | 13 named | |
| — | $460M | 14 named |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Top 12 Klarna Bank AB competitors
Ranked by semantic similarity — how close each company is to Klarna Bank AB by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Fintech
Klarna Group plc operates as a technology-driven payments provider, extending its services across the United Kingdom, United States, Germany, Sweden, and globally. The company offers a wide array of solutions, including advertising and marketing, various consumer-centric provisions, advanced digital financial products, and assistance with personal shopping and money management. Furthermore, Klarna delivers digital retail banking services, encompassing fixed-term deposits, savings accounts, and traditional bank accounts, alongside digital loyalty programs, comprehensive support for both customers and merchants, and tools for organizing personal finances. Previously known as Klarna UK II plc, the company officially adopted the name Klarna Group plc in December 2023. Established in 2005, its main operational base is located in London, United Kingdom.
Fintech
Grab Financial Group is the financial services arm of Grab, aiming to empower users with simple, transparent, and flexible financial products such as GrabPay.
Fintech
Twisto provides a 'buy now, pay later' financial service and mobile app that allows users to defer payments for online and in-store purchases, pay in installments, or settle bills. It serves consumers by offering flexible payment options, virtual and physical payment cards, and expense tracking tools.
Fintech
Qliro provides digital payment and financial services for online and in-store shoppers and merchants. Its platform and mobile app offer flexible payment methods, invoice management, savings accounts, and customer support tools.
Fintech
Zilch is a financial technology company headquartered in London, England. It offers flexible payment options, including Buy Now Pay Later (BNPL), to over 5 million customers.
Fintech
Tamara is a Saudi Arabia-based fintech company that provides buy now, pay later (BNPL) payment options for online and in-store purchases. It serves consumers and merchants across Saudi Arabia and other markets in the Middle East.
Fintech
seQura is a Spanish fintech that provides buy-now-pay-later and deferred-payment options for online and retail purchases. It serves consumers and merchants, integrating its payment solutions into merchants’ checkout processes.
Fintech
Mercado Pago is a digital banking and payment processing platform that provides financial services, credit solutions, and payment tools for individuals and businesses.
Fintech
Ratepay provides customized Buy Now, Pay Later (BNPL) and payment solutions, including invoice purchases and direct debits, for e-commerce merchants in the DACH region. The company offers white-label checkout integration, risk management, real-time analytics, and payment processing services designed to increase conversion rates and prevent payment defaults.
Fintech
PayU provides a global payment platform and financial services that allow merchants in emerging markets to accept online payments via a single API. The company offers payment processing, fraud protection, payment orchestration, and credit options such as Buy Now Pay Later (BNPL) to businesses ranging from SMBs to large enterprises.
Fintech
Avarda Bank AB provides fully branded checkout and payment solutions for e-commerce businesses, including cards, digital wallets, buy-now-pay-later (BNPL) services, and integrated loyalty programs. The company enables merchants to maintain full control of the customer payment journey under their own brand.
Fintech
Riverty is a FinTech company headquartered in Baden-Baden, Germany, that provides flexible payment and financial solutions. The company offers secure options such as Buy Now Pay Later (BNPL), invoicing, and installments, designed to give customers control over how they pay.
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