The 12 closest competitors and alternatives to Joint Stock Company Kaspi.kz among fintech companies — ranked by similarity to what Joint Stock Company Kaspi.kz actually does, not by market-cap band.
Subscribe to see Joint Stock Company Kaspi.kz’s full profile → the full roster, investors in every round, weekly hiring history and every corporate event
Joint Stock Company Kaspi.kz, established in 2008 and based in Almaty, Kazakhstan, operates alongside its subsidiaries to deliver a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology. These offerings cater to both individual consumers and a diverse range of merchants. The company's operations are structured around three core platforms: Payments, Marketplace, and Fintech. The Payments Platform is designed to streamline transactions between customers and businesses. For consumers, it facilitates shopping payments, routine bill settlements, and peer-to-peer money transfers. For merchants, it enables them to accept payments both online and in-store, generate and manage invoices, pay suppliers, and monitor their sales performance. This platform also leverages proprietary data to inform strategic business decisions across various operational areas. The Marketplace Platform functions as an integrated hub, connecting online and physical retailers with consumers. Its primary goal is to boost merchant sales through a robust omnichannel strategy while providing shoppers with access to a vast selection of products and services. Key features include m-commerce, a mobile solution for in-person shopping, and e-commerce capabilities that allow users to shop anywhere, anytime, often with complimentary delivery. The platform also incorporates Kaspi Travel for booking domestic and international flights, holiday packages, and rail tickets. Furthermore, it enhances merchant revenues by integrating payment and fintech products, advertising solutions, and various delivery services. Finally, the Fintech Platform offers a range of financial products, primarily accessed through its Kaspi.kz Super App. Consumers can utilize Buy Now, Pay Later (BNPL) schemes, various lending options, and savings accounts, while merchants benefit from specialized financing services. Beyond these, Kaspi.kz's activities extend to traditional banking, the management of non-performing assets, real estate operations, payment processing, online travel services, and information storage and management.
Joint Stock Company Kaspi.kz is a fintech company headquartered in Almaty, Kazakhstan. It is publicly listed (KSPI) with a market capitalisation of $18.5B. Xcout tracks 11 named people at Joint Stock Company Kaspi.kz, including Pavel Mironov (Chief Operating Officer & Deputy Chairman of the Management Board).
5 more named people on record for Joint Stock Company Kaspi.kz, with roles, board committees and tenure — see the full roster →
Ranked by semantic similarity — how close each company is to Joint Stock Company Kaspi.kz by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Klarna Group plc operates as a technology-driven payments provider, extending its services across the United Kingdom, United States, Germany, Sweden, and globally. The company offers a wide array of solutions, including advertising and marketing, various consumer-centric provisions, advanced digital financial products, and assistance with personal shopping and money management. Furthermore, Klarna delivers digital retail banking services, encompassing fixed-term deposits, savings accounts, and traditional bank accounts, alongside digital loyalty programs, comprehensive support for both customers and merchants, and tools for organizing personal finances. Previously known as Klarna UK II plc, the company officially adopted the name Klarna Group plc in December 2023. Established in 2005, its main operational base is located in London, United Kingdom.
Fintech / Payment Services
Klarna is a global fintech company that provides online financial services, including payment processing, buy now pay later options, and direct banking solutions.
Similar fintech company
Kashy is a Tunisian fintech platform offering accessible digital payment solutions, money transfers, bill payments, and financial services via mobile application.
Similar fintech company
Uzum is a leading digital ecosystem company headquartered in Tashkent, Uzbekistan. It integrates e-commerce, fintech, and digital banking services to build national infrastructure and improve economic potential.
Similar fintech company
Alif Capital Holdings is a fintech company that provides an ecosystem of in-house developed financial and technological solutions, including a finance app, point-of-sale financing, an online retail platform, and a remittance system. Operating on Shariah-compliant principles, the company serves individual users, merchants, and investors across multiple international markets.
Similar fintech company
Wirex provides a digital financial platform that integrates cryptocurrencies, stablecoins, and traditional banking services for consumers, businesses, and developers. The company offers personal debit cards, savings products with yield generation, business accounts, corporate cards, and developer APIs for global stablecoin payments and infrastructure.
Similar fintech company
Tamara is a Saudi Arabia-based fintech company that provides buy now, pay later (BNPL) payment options for online and in-store purchases. It serves consumers and merchants across Saudi Arabia and other markets in the Middle East.
Similar fintech company
PayU provides a global payment platform and financial services that allow merchants in emerging markets to accept online payments via a single API. The company offers payment processing, fraud protection, payment orchestration, and credit options such as Buy Now Pay Later (BNPL) to businesses ranging from SMBs to large enterprises.
Similar fintech company
Kiwi is a fintech platform that enables users to link credit cards to UPI for payments, offering cashback and EMI options.
Similar fintech company
Kasheesh is a financial technology platform that allows users to split a single purchase across up to five different payment cards they already own. The service generates a temporary Mastercard to facilitate transactions at any merchant, helping consumers manage cash flow, earn card rewards, and avoid taking on new debt.
Fintech, Technology
Kyash is a digital wallet and financial services platform that provides Visa prepaid cards, mobile payments, and expense management tools for individuals and businesses. The platform enables users to make purchases, send and receive money, share accounts with family or peers, and track spending in real-time through a mobile application.
Similar fintech company
Fidelity Information Services (FIS) is a financial technology company that provides core banking systems, digital banking platforms, payment processing, and asset management solutions. It serves financial institutions, businesses, and private capital firms by offering technology infrastructure to store, transfer, and invest money.
Search any company we track to see its competitive set.
Paste a short paragraph describing a company or product — we'll find the most similar companies we track, scored 1–100.
Funding, investors, tech stack, hiring signals, leadership and corporate events — for Joint Stock Company Kaspi.kzand every competitor above — in one live dashboard.
Subscribe to Xcout Intel →