EML Payments competitors & alternatives

ModulrFintechUnited Kingdom

63% match

Similar fintech company

Modulr provides a payments automation platform that enables businesses to manage pay-ins, pay-outs, accounts payable, payroll, and spend management. It serves various industries such as travel, lending, merchant payments, and wealth management, offering API integrations and virtual or physical card issuance.

Similar fintech company

Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments. Its operations span the Americas, Europe, and the Asia-Pacific regions. The company's business is structured into three primary divisions: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers a comprehensive array of services designed to support businesses in managing their payment processing. These services include transaction authorization, settlement, funding, customer support, chargeback resolution, terminal rental and deployment, robust payment security, consolidated billing, and online reporting. Furthermore, this segment delivers specialized enterprise software solutions that help customers in diverse vertical markets streamline their business operations. It also provides various value-added services, such as point-of-sale (POS) systems, analytics and engagement tools, and even payroll and human capital management services. The Issuer Solutions segment empowers financial institutions and retailers by providing them with platforms to efficiently manage their card portfolios. Additionally, it supplies commercial payment and ePayables solutions specifically for businesses and government entities. Through its Business and Consumer Solutions segment, operating notably under the Netspend brand, the company addresses the financial needs of the underbanked, other consumers, and various businesses. This segment's offerings comprise general-purpose reloadable prepaid debit cards, payroll cards, demand deposit accounts, and other related financial services. Global Payments distributes its products and services through a multifaceted sales and marketing approach, leveraging its direct sales force, trade association partnerships, agent and enterprise software provider networks, referral arrangements with value-added resellers, and independent sales organizations. Founded in 1967, Global Payments Inc. is headquartered in Atlanta, Georgia.

ThreddFintechUnited States

62% match

Similar fintech company

Thredd is an AI-first issuer processing platform headquartered in London, England. The company enables businesses to launch and scale prepaid, debit, credit, and virtual card programs globally.

TSYSFintechUnited States

62% match

Similar fintech company

Total System Services, Inc. (TSYS) is an American financial technology company based in Columbus, Georgia, that provides payment processing services, merchant services and related payment services. It also provides reloadable prepaid debit cards and payroll cards, and demand deposit accounts to the underbanked.

Similar fintech company

Tribe Payments is a UK-based fintech that provides payments infrastructure, including card issuing, acquiring, processing, and payment-program management services. It serves fintechs, banks, and other businesses seeking to launch or operate branded card and payment products.

MonextFintechFrance

61% match

Similar fintech company

Monext provides B2B payment processing solutions and financial services for businesses operating online, in-store, and via omnichannel platforms. The company offers turnkey payment acceptance, transaction management, and card issuance services to support merchants across various industries such as retail, travel, and mobility.

Brim FinancialFintechCanada

61% match

Similar fintech company

Brim Financial is a licensed and certified card issuer in North America headquartered in Toronto, Ontario. The company provides an all-in-one card and payments platform that helps banks of all sizes, fintechs, and large brands build, manage, and scale payment operations end-to-end.

MatchMove PayFintechSingapore

61% match

Similar fintech company

MatchMove provides an API-first embedded finance and banking-as-a-service platform that enables businesses to integrate payment solutions, virtual accounts, card issuing, and cross-border payments into their operations. The company serves enterprises, fintechs, neobanks, and various industries looking to launch branded financial services and streamline transactions globally.

NiumFintechSingapore

61% matchAI 4/100 ▼Green 0/100

Similar fintech company

Nium provides a global payments infrastructure that allows businesses to collect, convert, and send funds across borders. Its platform offers multi-currency accounts, global card issuance, payouts to over 190 countries, and foreign exchange services for financial institutions, enterprises, and marketplaces.

PismoFintechBrazil

60% match

Similar fintech company

Pismo provides a cloud-native API platform that offers core banking, card issuing, digital wallets, digital lending, corporate banking, and seller management services. The company serves banks, major retailers, and financial institutions worldwide, helping them modernize their financial technology infrastructure.

Usio, Inc.USIO · FintechSan Antonio, United States

60% matchPublic

Similar fintech company

Usio, Inc., established in 1998 and headquartered in San Antonio, Texas, is a company specializing in delivering comprehensive electronic payment solutions to a diverse client base of merchants and enterprises throughout the United States. The company's offerings encompass a broad spectrum of automated clearing house (ACH) processing options, in addition to services for credit, debit, and prepaid card transactions. Key ACH services include the electronic re-presentation of non-sufficient funds (NSF) consumer checks, known as "Represented Check," and the conversion of consumer paper checks into electronic payments for accounts receivable, termed "Accounts Receivable Check Conversion." Usio further provides merchant account services, facilitating the processing of card-based payments across major networks such as VISA, MasterCard, American Express, Discover, and JCB. These services are accessible through online terminals via a website or through physical terminals for retail operations. The firm has also developed a proprietary web-based platform that enables businesses to manage both one-time and recurring payments using e-checks or credit cards. Complementing this, an interactive voice response (IVR) telephone system is available, empowering companies to accept direct customer payments over the phone, also utilizing e-checks or credit cards. Usio is actively involved in the issuance of prepaid and incentive cards and operates a dedicated platform for core prepaid processing. Beyond its primary payment solutions, the company extends its services to include electronic bill presentment, document composition and decomposition, and comprehensive printing and mailing services. These additional offerings cater to various industry verticals, including utility providers and financial institutions. Its ACH products and services are primarily distributed through a network of resellers, while its prepaid card programs are marketed directly to governmental bodies, corporations, and consumers online. The company adopted its current name, Usio, Inc., in June 2019, having previously operated as Payment Data Systems, Inc.

Similar fintech company

Goldpac Group Limited, an investment holding company, provides embedded software, secure payment products, and smart financial self-service kiosks in the Mainland China and internationally. The company operates through Embedded Software and Secure Payment Products; and Platform and Service segments. It also offers financial smart, merchant retail, business application, and social security card; and intelligent terminal solutions, such as financial, social security, and government smart terminal; and fintech services comprising internet image review platform, DIY bank card, benefits redemption platform, and digital marketing and risk control products for banks. In addition, the company provides data processing, digital equipment, system platform, and other solutions for customers in a range of business sectors, including financial, retails, social security, healthcare, and transportation, etc. Further, it involves in property holding activities; provision of logistical auxiliary services; information technology research and development consultancy services; and computer software and hardware, as well as network technology research and development services. Goldpac Group Limited was founded in 1993 and is based in Wan Chai, Hong Kong.