The 12 closest competitors and alternatives to Monzo Bank among fintech companies — ranked by similarity to what Monzo Bank actually does, not by market-cap band.
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Monzo Bank Limited, trading as Monzo, is a British online bank based in London, England. Monzo launched as part of a number of app-based challenger banks entering the UK market.
Monzo Bank is a fintech company headquartered in United Kingdom, founded in 2015. Its most recent funding round closed in October 2024. Xcout tracks 1 named person at Monzo Bank, including TS Anil (CEO). Xcout recorded 216 job postings from Monzo Bank in the last 90 days, naming tools such as Looker, ChatGPT, SAP.
Every round on record:
| Date | Round | Amount | Investors |
|---|---|---|---|
| — | Undisclosed | 3 named | |
| — | $430M | — | |
| SEC Form D filing | $477.3M | — | |
| SEC Form D filing | $166.2M | — | |
| SEC Form D filing | $143.4M | — |
Who invested in each round, lead investors, valuations and the co-investor graph — open the full funding history →
Xcout recorded 216 job postings from Monzo Bank in the last 90 days, from a hiring record Xcout has kept since May 2026.
The weekly hiring trend, the roles and locations behind it — see Monzo Bank's hiring signals →
Ranked by semantic similarity — how close each company is to Monzo Bank by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Starling Bank provides digital banking services for personal, business, and youth accounts in the UK. The company offers mobile-based financial management tools, including budgeting spaces, bill management, savings accounts, and AI-driven spending insights.
Similar fintech company
Zopa Bank Ltd. is a British online bank which offers deposit accounts, personal loans and credit cards. It began as the world's first peer-to-peer lending company in 2005 and gained a full banking licence in 2020. The peer-to-peer side of its business closed in December 2021.
Similar fintech company
Monese is a British company that offers current accounts and money transfer services as an alternative to traditional banks. The mobile-only service provides accounts in Pounds sterling, Euros and Romanian leu, and is available in 31 countries across the European Economic Area. As of January 2020, it has over 2 million customers.
Similar fintech company
Kroo Ltd, also known as Kroo Bank Ltd, is an active commercial banking and financial institution incorporated in April 2019 and headquartered in Greater London, United Kingdom.
Similar fintech company
OakNorth Bank is a digital financial institution that provides business banking services, commercial loans ranging from £1 million to tens of millions, and personal savings accounts. It serves small and medium-sized businesses, entrepreneurs, and individual retail savers in the UK.
Similar fintech company
N26 is a mobile-first digital bank founded in Berlin, Germany, in 2013. It offers free bank accounts and is trusted by millions, pioneering a new way of digital banking in Europe.
Similar fintech company
GoHenry is a privately held company headquartered in London, England, that provides a debit card and platform for children aged 6-18 to learn about managing money. It operates as a distributor of Modulr FS Limited.
Fintech, Investment, Banking
Trade Republic Bank GmbH is a European financial institution that provides digital banking, investing, and spending services to retail customers. The company enables users to manage, save, and grow their money through a mobile application.
Similar fintech company
Wamo is a financial technology company headquartered in London that provides digital business accounts and multi-currency expense management for European SMEs.
Similar fintech company
Judo Bank is an Australian challenger bank focused on providing business lending and deposit products to small and medium-sized enterprises. It combines digital banking with relationship-based support for Australian business owners and operators.
Similar fintech company
Curve operates a digital wallet and financial service that consolidates multiple bank cards into a single physical and virtual card. It provides users with features such as cashback rewards, reduced foreign exchange fees, and the ability to switch past transactions between different cards.
Similar fintech company
Tandem Bank is a digital financial institution that provides consumer banking services, including savings accounts, cash ISAs, mortgages, and personal loans. The company also offers specialized lending products for green home improvements and motor finance, serving retail customers looking for sustainable banking options.
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