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Zopa competitors & alternatives
The 12 closest competitors and alternatives to Zopa among fintech companies — ranked by similarity to what Zopa actually does, not by market-cap band.
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About Zopa
Zopa Bank Ltd. is a British online bank which offers deposit accounts, personal loans and credit cards. It began as the world's first peer-to-peer lending company in 2005 and gained a full banking licence in 2020. The peer-to-peer side of its business closed in December 2021.
Zopa at a glance
Zopa is a fintech company headquartered in Netherlands, founded in 2005. Xcout tracks 10 named people at Zopa, including Jaidev Janardana (Group Chief Executive Officer). Xcout recorded 60 job postings from Zopa in the last 90 days, naming tools such as Confluence, Jira.
Zopa leadership
- Jaidev JanardanaGroup Chief Executive Officer
- Steve HulmeChief Financial Officer and board member
- Gordon McCallumChair and board member
- Gaenor BagleyIndependent Non-Executive Director
- Max OhrstrandNon-Executive Shareholder Director
- Michael WoodburnIndependent Non-Executive Director
4 more named people on record for Zopa, with roles, board committees and tenure — see the full roster →
Hiring at Zopa
Xcout recorded 60 job postings from Zopa in the last 90 days, from a hiring record Xcout has kept since June 2026.
Tools named in Zopa's job postings
The weekly hiring trend, the roles and locations behind it — see Zopa's hiring signals →
Recent Zopa news
- Leadership changeZopa bank hires new CTO, COO | FF News - Fintech Finance
Top 12 Zopa competitors
Ranked by semantic similarity — how close each company is to Zopa by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
Tandem Bank is a digital financial institution that provides consumer banking services, including savings accounts, cash ISAs, mortgages, and personal loans. The company also offers specialized lending products for green home improvements and motor finance, serving retail customers looking for sustainable banking options.
Similar fintech company
Happen Bank (formerly LendingClub Corp) provides digital banking and personal finance services, including personal loans, auto refinancing, savings accounts, and checking accounts. It serves individual consumers looking to consolidate debt, manage savings, and access financing solutions.
Similar fintech company
OakNorth Bank is a digital financial institution that provides business banking services, commercial loans ranging from £1 million to tens of millions, and personal savings accounts. It serves small and medium-sized businesses, entrepreneurs, and individual retail savers in the UK.
Similar fintech company
WiZink Bank is a 100% digital bank that offers financial products and services, including credit cards, savings accounts, time deposits, loans, and insurance. The bank operates online and through a mobile app, serving retail customers with tools for managing debt, payments, and everyday banking.
Similar fintech company
Zhongyuan Bank Co., Ltd., established in 2014 and headquartered in Zhengzhou, People's Republic of China, delivers a broad spectrum of financial services to clients across the Asia Pacific region, North America, and globally. Its offerings encompass both corporate and individual banking solutions, including deposit accounts, lending and credit facilities, payment processing, capital market operations, and leasing arrangements. The bank's operations are divided into Corporate Banking, Retail Banking, Financial Markets Business, and other segments. The Corporate Banking division provides comprehensive services such as business loans, trade finance, deposit management, agency functions, consulting, advisory support, remittance, settlement, and guarantee services for corporations, government bodies, and financial institutions. Conversely, the Retail Banking segment caters to individual customers with products like personal loans, savings accounts, bank cards, tailored wealth management services, and money transfer facilities. The Financial Markets Business concentrates on interbank money market activities, repurchase agreements, investment strategies, debt issuance, and the trading of debt securities. As of December 31, 2021, Zhongyuan Bank boasted an extensive physical network, including 18 main branches, 2 direct sub-branches, and a total of 474 service points. These outlets were strategically distributed with 277 urban, 125 county-level, and 72 township-level sub-branches.
Similar fintech company
Aion Bank is a Belgian licensed digital bank headquartered in Brussels, offering mobile banking, payments, lending, savings and investment services. It serves retail and business customers, primarily through a subscription-based digital banking model across European markets.
Similar fintech company
Judo Bank is an Australian challenger bank focused on providing business lending and deposit products to small and medium-sized enterprises. It combines digital banking with relationship-based support for Australian business owners and operators.
Similar fintech company
WeLab is a Hong Kong-founded fintech company that provides digital banking and consumer-finance services through platforms including WeLab Bank and WeLend. It serves retail customers in Hong Kong and other Asian markets with products such as digital accounts, payments, and personal loans.
Similar fintech company
Aella Credit Limited, founded in 2015 and based in San Francisco, US, specializes in providing personal loans and financial services. It is also described as a Nigerian digital microfinance platform licensed by the Central Bank of Nigeria.
Similar fintech company
TymeBank is a digital bank operating in the financial services sector as an authorized financial services provider and registered credit provider, headquartered in Johannesburg.
Similar fintech company
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Similar fintech company
PicPay is a digital banking platform that provides financial services to individuals in Brazil, including digital accounts with daily yields, credit cards, loans, investment options, insurance, and PIX payment processing. The company allows users to manage multiple bank accounts and handle everyday financial transactions through a single mobile application.
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