The 12 closest competitors and alternatives to Upgrade, Inc. among fintech companies — ranked by similarity to what Upgrade, Inc. actually does, not by market-cap band.
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Upgrade, Inc. is a privately held financial technology company founded in 2016 with its main headquarters located in San Francisco, California. The company improves access to affordable credit and financial services through its digital platform. In addition to its San Francisco headquarters, Upgrade operates an operations center in Phoenix, Arizona, and a development center.
Upgrade, Inc. is a fintech company headquartered in United States. Xcout recorded 63 job postings from Upgrade, Inc. in the last 90 days.
Xcout recorded 63 job postings from Upgrade, Inc. in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it — see Upgrade, Inc.'s hiring signals →
Ranked by semantic similarity — how close each company is to Upgrade, Inc. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
FinAccel operates a digital financial services group that provides products including buy-now-pay-later (BNPL) credit financing, digital banking, cash loans, and earned wage access services. The company serves consumers and merchants primarily in Southeast Asia, aiming to expand financial inclusion through accessible technology.
Financial Services
Zable provides digital credit cards, personal loans, car finance, and financial management tools designed to help customers build their credit scores.
Similar fintech company
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
Similar fintech company
Sunbit, Inc. is a financial technology company headquartered on Wilshire Blvd in Los Angeles, California. The company provides purchase-financing and payment services across multiple office locations in the United States.
Similar fintech company
Bright Money is an AI-driven fintech company headquartered in San Francisco, California, helping consumers manage and pay off debt.
Similar fintech company
Wisetack, Inc. offers smarter consumer financing solutions tailored for home service businesses. The company enables merchants to provide financing options directly to their customers through an integrated platform.
Similar fintech company
Mercury Financial is a U.S. fintech that provides consumer credit products, including credit cards, aimed primarily at people building or rebuilding their credit. It also offers tools and resources intended to help customers manage credit and improve their financial health.
Similar fintech company
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Similar fintech company
Possible Finance is a U.S. fintech company that provides small-dollar installment loans through a mobile app. It primarily serves consumers who may have limited or poor credit histories and need short-term access to funds.
Similar fintech company
StellarFi is a public benefit technology company headquartered in Austin, Texas, that aims to help close the wealth gap by making credit universally accessible through its smart credit card platform.
Similar fintech company
Octane Lending is a fintech company headquartered in New York, New York, that provides instant financing offers and digital lending solutions for major powersports and other enthusiast purchases.
Similar fintech company
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
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