The 12 closest competitors and alternatives to Oportun Financial Corporation among fintech companies — ranked by similarity to what Oportun Financial Corporation actually does, not by market-cap band.
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This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
Oportun Financial Corporation is a fintech company headquartered in San Carlos, United States. It is publicly listed (OPRT) with a market capitalisation of $409.5M. Xcout tracks 27 named people at Oportun Financial Corporation, including Doug Bland (CEO & Director). Xcout recorded 155 job postings from Oportun Financial Corporation in the last 90 days.
21 more named people on record for Oportun Financial Corporation, with roles, board committees and tenure — see the full roster →
Xcout recorded 155 job postings from Oportun Financial Corporation in the last 90 days, from a hiring record Xcout has kept since June 2026.
The weekly hiring trend, the roles and locations behind it — see Oportun Financial Corporation's hiring signals →
Ranked by semantic similarity — how close each company is to Oportun Financial Corporation by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
International Personal Finance plc and its affiliated companies deliver a range of consumer lending services throughout Europe and Mexico. Their offerings encompass traditional home credit options, such as cash advances, small business loans, direct-to-bank account money transfers, and complementary insurance products for home, medical, and life needs, along with repayment administration. Furthermore, they provide contemporary digital financial solutions including installment credit, revolving credit facilities, tailored repayment plans, and mobile wallet payment methods. The company distributes its diverse financial products under brand names like Provident, Credit24, hapiloans, and Creditea. Founded in 1997, its primary corporate office is situated in Leeds, United Kingdom.
Similar fintech company
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Similar fintech company
PROG Holdings, Inc. functions as a multi-channel financial services firm, specializing in lease-to-own programs for individuals with limited credit access or those traditionally considered underserved. The company's operations are divided into two distinct segments. The Progressive Leasing division provides customers with rent-to-own options for a diverse array of merchandise, such as furniture, household appliances, electronic gadgets, jewelry, mobile phones and their accessories, mattresses, and automobile electronics and fittings. These services are delivered through various touchpoints, including in-store, mobile, and online channels, often in collaboration with point-of-sale and e-commerce retail partners. Meanwhile, the Vive segment extends "second-chance" and revolving credit solutions, utilizing both its own and co-branded credit cards. These offerings are specifically tailored for consumers who might not qualify for conventional prime credit facilities. Across 49 U.S. states and the District of Columbia, PROG Holdings' lease-purchase solutions are made available through a vast network of approximately 24,000 third-party retail partner locations and their corresponding e-commerce platforms. Founded in 1955 and based in Draper, Utah, the company underwent a name change from Aaron's Holdings Company, Inc. to PROG Holdings, Inc. in December 2020.
Similar fintech company
Upgrade, Inc. is a privately held financial technology company founded in 2016 with its main headquarters located in San Francisco, California. The company improves access to affordable credit and financial services through its digital platform. In addition to its San Francisco headquarters, Upgrade operates an operations center in Phoenix, Arizona, and a development center.
Similar fintech company
Mission Lane is a purpose-driven fintech company headquartered in Richmond, Virginia, that provides approachable financial products and services alongside member-first customer support.
Similar fintech company
Possible Finance is a U.S. fintech company that provides small-dollar installment loans through a mobile app. It primarily serves consumers who may have limited or poor credit histories and need short-term access to funds.
Similar fintech company
NinjaHoldings is a fintech company founded in 2017 and based in Chicago, Illinois, designed to revolutionize how Americans interact with financial services. It operates brands such as CreditNinja, Ninjacard, and Edge.
Similar fintech company
Money Mart Financial Services, formerly Dollar Financial Group, is a financial services company with over 350 locations in Canada and the United States. The company offers a range of financial services, including personal loan, installment loan, payday loan, check cashing, prepaid card, and money transfer services. It focuses on the underbanked and subprime customer segments. Prior to 2018, the name 'Money Mart' was associated only with the 38-year-old Canadian unit DFG acquired in November 1996.
Similar fintech company
MoneyMe Limited is a digital financial services firm that delivers consumer financing options throughout Australia, operating under its MONEYME and SocietyOne brands. The company's offerings encompass a range of lending products, including personal loans, various short-term financing solutions, cash advances, and lines of credit, as well as credit cards. Established in 2013, MoneyMe Limited is headquartered in Sydney, Australia.
Similar fintech company
Momentum Financial Services Group operates a network of financial retail locations across Canada and the United States. The company primarily provides alternative financial services, short-term credit, and consumer financial products under the Money Mart brand.
Similar fintech company
Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.
Similar fintech company
Home Credit International provides responsible financial services and affordable lending products to underserved and unbanked customers. Through online and offline channels, the company enables individuals with little or no credit history to access safe financing and participate in the broader global economy.
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