The 12 closest competitors and alternatives to National Bankshares, Inc. among banking companies — ranked by similarity to what National Bankshares, Inc. actually does, not by market-cap band.
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National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
National Bankshares, Inc. is a banking company headquartered in Blacksburg, United States. It is publicly listed (NKSH) with a market capitalisation of $272.7M. Xcout tracks 23 named people at National Bankshares, Inc., including Lara E. Ramsey (CEO, President & Director).
17 more named people on record for National Bankshares, Inc., with roles, board committees and tenure — see the full roster →
Ranked by semantic similarity — how close each company is to National Bankshares, Inc. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar banking company
First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.
Banking & Financial Services
State Bankshares, Inc. operates as a community bank providing personal and business banking products, including checking and savings accounts, loans, mortgages, and credit cards. Additionally, the company offers wealth management, treasury solutions, investment services, and insurance products to individuals and businesses.
Banking & Financial Services
NBH Bank operates as a community banking institution providing personal, commercial, and private banking solutions to individuals, businesses, and entrepreneurs. Its services include checking and savings accounts, mortgage loans, small business administration (SBA) loans, treasury management, and wealth management and trust services through regional brands like Bank Midwest, Community Banks of Colorado, Bank of Jackson Hole, and Vista Bank.
Similar banking company
CNB Financial Corporation functions as the parent company for CNB Bank, offering a full spectrum of banking products and services to a varied customer base that includes individuals, businesses, government entities, and institutional clients. Its deposit offerings cover checking, savings, and certificates of deposit. The corporation also provides a range of loan products, such as real estate, commercial, industrial, residential, and consumer financing, along with other specialized financial services. Additionally, it delivers wealth and asset management expertise, handling the administration of trusts, estates, retirement plans, and various employee benefit programs, in addition to broader wealth advisory services. The company further diversifies its activities by investing in debt and equity securities, distributing non-proprietary annuities and insurance products, and extending both small unsecured loans and secured loans, primarily collateralized by automobiles and equipment. As of February 8, 2022, CNB Financial Corporation's operations included a private banking division, three loan production offices, one drive-up facility, and 45 full-service branch locations spread across Pennsylvania, Ohio, New York, and Virginia. Founded in 1865, the company's headquarters are situated in Clearfield, Pennsylvania.
Similar banking company
Ballston Spa Bancorp, Inc. functions as the parent company for Ballston Spa National Bank, which provides a comprehensive suite of financial products and services. This institution serves a varied clientele, including individuals, corporations, and government entities throughout the United States, though its operational footprint is concentrated in New York. The bank offers a broad selection of deposit accounts, such as checking, savings, money market, health savings, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio is equally diverse, featuring mortgage and home equity loans, construction financing, vehicle loans (auto, boat, RV), personal loans, small business loans, term loans, commercial real estate loans, lines of credit, and government-backed programs. Debit and credit cards are also available. Beyond traditional banking, the company extends personal investment services that encompass annuities, college savings plans, mutual funds, and life and long-term care insurance. It also delivers comprehensive wealth management solutions, including investment and asset management, trusteeship, estate settlement, and custodial services. For its business clients, Ballston Spa National Bank provides specialized treasury management, merchant services, and payment processing. The institution further supports digital convenience with online and mobile banking, eStatements, and mobile wallet functionalities. Established in 1838 and headquartered in Ballston Spa, New York, the company maintains thirteen branch locations across the region, specifically in Ballston Spa, Burnt Hills, Clifton Park, Galway, Greenfield Center, Guilderland, Latham, Malta, Milton Crest, Stillwater, Voorheesville, and Wilton.
Similar banking company
National Bank of Kuwait provides banking, financial, and wealth management services to individual and institutional clients globally.
Banks - Regional
Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing checking options, alongside certificates of deposit (CDs). The institution's lending portfolio is diverse, featuring consumer loans for purposes like 1-4 family residential purchases, home equity, property improvements, and vehicle financing, in addition to other personal credit lines. Commercial lending extends to short-term working capital for managing inventory and receivables, medium-term financing for equipment acquisition or business expansion, commercial real estate ventures, and loans to municipal entities. Furthermore, construction financing is available for both single-to-four-unit residential properties and commercial real estate developments. Complementing its core banking activities, the company provides wealth management and trust services. These include investment advisory and management, estate administration, the handling of both revocable and testamentary trusts, and custodial services for a clientele comprising individuals, partnerships, and corporate entities. Additional offerings include safe deposit box rentals and brokerage services. As of the close of business on December 31, 2021, the company maintained an operational presence across 56 banking locations and supported customers with 73 ATMs/ITMs. Established in 1960, Southside Bancshares, Inc. maintains its corporate headquarters in Tyler, Texas.
Similar banking company
CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers. The bank also facilitates lease financing for municipal governments and offers loans for commercial real estate and construction projects. For individual consumers, financing products encompass automobile leases and loans, lines of credit, credit cards, home mortgages, and home equity lines of credit (HELOCs). Beyond core banking, the company delivers various specialized services, such as treasury management systems for cash flow monitoring, merchant card processing, secure armored pick-up and delivery, payroll solutions, remote check deposit, and a suite of electronic fund transfer capabilities including wires, ACH, and comprehensive online account access. Through its CitizensTrust Division, CVBF offers trust and wealth management services, which cover fiduciary duties, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, the company maintained an extensive network of 58 banking centers across key California regions, including the Inland Empire, Los Angeles, Orange, San Diego, Ventura, Santa Barbara, and Central Valley counties. Additionally, it operated three dedicated trust offices in Ontario, Newport Beach, and Pasadena, alongside two loan production offices situated in California's Central Valley and Sacramento areas. CVB Financial Corp. was established in 1974 and has its headquarters in Ontario, California.
Similar banking company
Washington Trust Bancorp, Inc. functions as the holding company for The Washington Trust Company, delivering a diverse range of banking and financial solutions to individuals and corporate clients. The company is structured into two primary divisions: Commercial Banking and Wealth Management Services. The Commercial Banking division extends a wide array of credit products to businesses and individuals. This includes financing for commercial real estate (like mortgages and construction projects), commercial and industrial ventures, residential properties (such as mortgages and home construction), and various consumer needs, including home equity lines, personal installment loans, and even loans for general aviation aircraft. Alongside lending, it provides a comprehensive suite of deposit options, including interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, retirement accounts, and certificates of deposit. Customers also benefit from modern banking conveniences such as debit cards, ATMs, telephone banking, online and mobile platforms, remote deposit capture, and tailored cash management services. The Wealth Management Services segment delivers specialized financial guidance, encompassing investment management, financial planning, and comprehensive trust and estate services for both individual and institutional clients. These services include acting as a trustee, personal representative, custodian, and guardian, managing the settlement of estates, and offering institutional custody and fiduciary support. Additionally, the company operates as a licensed broker-dealer, making available products like variable annuities and college savings plans. As of December 31, 2021, its physical presence included 10 branch locations across southern Rhode Island, 13 within the broader Providence metropolitan area in Rhode Island, and a single branch in southeastern Connecticut. Established in 1800, Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island.
Similar banking company
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Similar banking company
Kish Bancorp, Inc. operates as a broad-spectrum financial services enterprise, primarily serving customers throughout central Pennsylvania and its adjacent regions. The company offers an extensive array of banking solutions, which encompass diverse deposit accounts such as checking, savings, money market, and certificates of deposit, alongside specialized options like individual retirement and health savings accounts. Its lending activities are comprehensive, covering home equity, personal, and student loans, as well as financing for equipment, commercial real estate, agriculture, and professionals. Moreover, it facilitates lines of credit, letters of credit, and provides both mortgage and credit card services. Beyond traditional banking, Kish Bancorp delivers a full complement of insurance products. For individuals, these include coverage for automobiles, homes (homeowners/renters), farms, dwelling fires, floods, and recreational vehicles, among other types. Commercial clients can access policies covering property, general liability, business auto, workers' compensation, professional liability, and even specialized insurance for religious organizations and the agricultural sector. The company further enhances its offerings with trust and estate management services, coupled with a robust selection of financial planning and advisory solutions. These services span investment planning, risk management, detailed financial position analysis, retirement income strategies, and wealth transfer. Additional provisions include cash management, various card options, and business-focused solutions for retirement plans, executive compensation, employee education, group insurance, and business succession planning. Modern digital banking capabilities are also a core feature, boasting online banking, bill payment, electronic statements, and mobile options like telephone and text banking. Businesses, in particular, can benefit from payroll and collection, merchant, and remote deposit capture services. Kish Bancorp also provides travel services and actively manages investments in equity securities. Established in 1935, with its main office located in Belleville, Pennsylvania, Kish Bancorp maintained 17 branches and financial centers across five counties (Centre, Mifflin, Huntingdon, Blair, and Juniata) as of April 18, 2022. It also operated a dedicated loan production office in Hudson, Ohio.
Similar banking company
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of commercial and consumer banking solutions. Its Business Banking division caters to small enterprises and independent professionals, furnishing them with deposit accounts, loan facilities, cash flow management tools, and various other financial offerings. The Commercial Banking arm extends services such as deposit instruments, business loans, equipment leasing, letters of credit, and treasury management solutions to both mid-sized and large corporate clients. Through its Commercial Real Estate segment, the bank facilitates, markets, and administers financing for commercial properties, alongside providing deposit services. The Discretionary Portfolio unit manages a range of assets including deposits, investment securities, home loans, and various other holdings, which are financed by both short-term and long-term borrowings. This segment also conducts foreign currency exchange operations. Within Residential Mortgage Banking, the corporation supplies home loans to individuals, subsequently selling these loans into the secondary market, and additionally acquires the rights to service mortgages initially provided by other financial institutions. The Retail Banking division delivers a comprehensive suite of personal banking products, including checking, savings, and term deposit accounts; consumer installment credit, auto and leisure vehicle financing, home equity loans and lines of credit, and credit cards. It also provides investment products like mutual funds and annuities, among other services. Furthermore, M&T Bank offers specialized services such as trust administration, wealth advisory, fiduciary and custodial support, insurance brokerage, institutional securities and brokerage, and asset management. Customers can access these services via its physical branch network, dedicated business banking centers, telephone and online platforms, and automated teller machines (ATMs). As of the close of 2021 (December 31st), the company maintained 688 branch locations across the United States, specifically in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking branch in Ontario, Canada. Established in 1856, M&T Bank Corporation's principal office is situated in Buffalo, New York.
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