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Yiren Digital Ltd.

YRDFintechBeijing, China

Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management. Its diverse portfolio of loan products encompasses unsecured consumer credit, various secured consumer loans (including those collateralized by financial leases, automobiles, and real estate), and financing solutions tailored for small businesses. Beyond its lending activities, Yiren Digital also makes available a selection of financial investment products, such as short-term cash management tools, mutual funds, insurance policies, and securities. To further support its clientele, the company provides extensive online investor education services, covering a broad spectrum of investment and trading topics. It also offers specialized training programs focusing on wealth planning, market analysis, and strategic investment approaches. Additionally, Yiren Digital furnishes IT consultancy and support, referral services, system maintenance, and dedicated customer assistance. The firm also extends its operations into financial lease services and insurance brokerage. Customers can access Yiren Digital's offerings through its dedicated website, www.yxpuhui.com, alongside a specialized wealth management portal and a proprietary mobile application. As of December 31, 2020, the company showcased an impressive range of products, featuring 60 fixed income options, 810 mutual fund offerings, and 296 distinct insurance products.

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Yiren Digital Ltd. at a glance

Yiren Digital Ltd. is a fintech company headquartered in Beijing, China. It is publicly listed (YRD) with a market capitalisation of $103.5M. Xcout tracks 9 named people at Yiren Digital Ltd., including Mei Zhao (Chief Executive Officer of Yiren Credit).

Industry
Fintech
Headquarters
Beijing, China
Market cap
$103.5M
Employees
949
Ticker
YRD

Yiren Digital Ltd. leadership

  • Mei ZhaoChief Executive Officer of Yiren Credit
  • Ning TangExecutive Chairman & Chief Executive Officer
  • Ka Chun HuiChief Financial Officer
  • Bin YangChief Human Resources Officer
  • Keyao HeDirector of Investor Relations
  • Lydia YuInvestor Relations Officer

3 more named people on record for Yiren Digital Ltd., with roles, board committees and tenure — see the full roster →

Yiren Digital Ltd. competitors

A few of Yiren Digital Ltd.'s closest competitors — see the full list of competitors and alternatives →

9F Inc.JFU · FintechBeijing, China
66% matchPublic

9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.

Market cap$32.1M
Employees276
9F Inc. competitors & alternatives →

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More on Yiren Digital Ltd. in Xcout Intel

  • 9 named people with titles, LinkedIn and board committees
  • 13 corporate events with sources — deals, leadership changes, layoffs
  • The full competitor set, tracking, exports and API access
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