The 12 closest competitors and alternatives to Yiren Digital Ltd. among fintech companies — ranked by similarity to what Yiren Digital Ltd. actually does, not by market-cap band.
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Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management. Its diverse portfolio of loan products encompasses unsecured consumer credit, various secured consumer loans (including those collateralized by financial leases, automobiles, and real estate), and financing solutions tailored for small businesses. Beyond its lending activities, Yiren Digital also makes available a selection of financial investment products, such as short-term cash management tools, mutual funds, insurance policies, and securities. To further support its clientele, the company provides extensive online investor education services, covering a broad spectrum of investment and trading topics. It also offers specialized training programs focusing on wealth planning, market analysis, and strategic investment approaches. Additionally, Yiren Digital furnishes IT consultancy and support, referral services, system maintenance, and dedicated customer assistance. The firm also extends its operations into financial lease services and insurance brokerage. Customers can access Yiren Digital's offerings through its dedicated website, www.yxpuhui.com, alongside a specialized wealth management portal and a proprietary mobile application. As of December 31, 2020, the company showcased an impressive range of products, featuring 60 fixed income options, 810 mutual fund offerings, and 296 distinct insurance products.
Yiren Digital Ltd. is a fintech company headquartered in Beijing, China. It is publicly listed (YRD) with a market capitalisation of $103.5M. Xcout tracks 9 named people at Yiren Digital Ltd., including Mei Zhao (Chief Executive Officer of Yiren Credit).
3 more named people on record for Yiren Digital Ltd., with roles, board committees and tenure — see the full roster →
Ranked by semantic similarity — how close each company is to Yiren Digital Ltd. by what it does, using Xcout's live company graph. Click any company for its full profile, or its competitor set.
Similar fintech company
9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.
Similar fintech company
Operating in the People's Republic of China, X Financial delivers personal financial solutions, primarily functioning as an online platform that connects individuals seeking funds with potential investors. The company's diverse lending portfolio encompasses the Xiaoying credit loan, which features the Xiaoying card loan component; the Xiaoying preferred loan, specifically tailored for small enterprise owners; and the Xiaoying revolving loan. Beyond these offerings, X Financial also provides the Xiaoying housing loan, a home equity product for property owners. Through its Xiaoying wealth management platform, clients can access various investment vehicles, including loans, money market instruments, and insurance products. Furthermore, the company extends loan facilitation support to other external platforms. X Financial was established in 2014 and maintains its corporate headquarters in Shenzhen, China.
Similar fintech company
Pintec Technology Holdings Ltd. operates as a technology platform that provides digital financial solutions and services such as installment loans, personal loans, SME loans, wealth management, and insurance brokerage. The company serves both businesses and individual consumers worldwide by enabling innovative financial and operational tools.
Similar fintech company
Wealthy Way Group Limited operates as an investment holding company, primarily focused on delivering a range of financial services across mainland China and Hong Kong. The firm provides financial leasing, factoring, and advisory solutions to both individuals and corporate clients. Its comprehensive service portfolio extends to offering small loans, facilitating loan processes, and providing asset and investment management (including related advisory services). Additionally, the company engages in securities dealing and broking, alongside various other financial offerings. Further expanding its scope, Wealthy Way provides sale-and-leaseback arrangements, microfinance, and supplementary loan facilitation services, in addition to marketing and direct money lending activities. The company caters to a diverse clientele, which includes aviation companies, healthcare providers, and suppliers of energy-saving equipment. Established in 2012, the group maintains its headquarters in Wanchai, Hong Kong, and functions as a subsidiary of Wealthy Rise Investment Limited.
Similar fintech company
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
Similar fintech company
CreditGate24 AG operates a Swiss lending marketplace that connects private individuals and small to medium-sized enterprises (SMEs) with financing solutions and investors. The platform offers private loans, SME financing, real estate financing, and private debt investment opportunities.
Similar fintech company
This Hong Kong-based investment holding company provides a comprehensive suite of financial solutions, encompassing securities trading, insurance brokerage, asset management, margin and corporate finance, and lending services. Its operations are structured across distinct divisions: Securities Brokerage and Margin Financing, Corporate Finance, Money Lending, Consultancy and Insurance Brokerage, and Asset Management. The firm offers brokerage services such as securities dealing, margin financing, and underwriting, complemented by online trading capabilities and account management. In corporate finance, it delivers IPO sponsorship, along with financial and compliance advisory support. Lending solutions include property mortgages, share-backed credit, and diverse personal and corporate loans. Moreover, the company manages financial investments and provides expert asset management and advisory services. Its wealth management arm offers an extensive range of insurance products, from medical, life, and critical illness coverage to various general insurances for home, travel, and motor vehicles, alongside employee benefits and mandatory provident fund (MPF) schemes. Formerly operating as China Fortune Group Limited until its rebranding in September 2011, the company's headquarters are situated in Central, Hong Kong.
Banks - Regional
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
Financial Services
China Vered Financial Holding Corporation Limited operates as an investment holding entity, providing a diverse array of financial services. These offerings span asset management, consultancy, financing solutions, and securities advisory and brokerage. Additionally, the company is involved in insurance agency and money lending activities. Established in 1972, this Hong Kong-based firm, headquartered in Causeway Bay, was previously known as China Minsheng Financial Holding Corporation Limited before adopting its current name in July 2020.
Financial Services
As an investment holding entity, Oshidori International Holdings Limited provides a broad spectrum of financial services within Hong Kong. Its operational framework is divided into three distinct areas: Financial Services, Tactical and/or Strategical Investments, and Credit and Lending Services. The company's diverse financial offerings include securities brokerage, placement and underwriting activities, corporate finance and strategic advisory, money lending, investment consultation, asset management, and margin financing. It also actively participates in the trading and investment of various financial instruments. Beyond its core financial activities, Oshidori extends credit and lending facilities to clients and holds a portfolio of luxury assets, specifically yachts and motor vehicles. The firm, which was previously known as Enerchina Holdings Limited, rebranded to Oshidori International Holdings Limited in April 2019. Headquartered in North Point, Hong Kong, the company is strategically positioned for its regional operations.
Asset Management
Operating through its various subsidiaries, China Huarong Asset Management Co., Ltd. delivers a comprehensive suite of financial asset management solutions. Its operations are structured across three primary divisions: Distressed Asset Management, Financial Services, and Asset Management and Investment. Core activities include the oversight, investment, and divestiture of debt-to-equity swap assets. Additionally, it engages in traditional banking functions by taking customer deposits and extending credit to both corporate entities and individual clients. Its extensive service portfolio further encompasses bankruptcy administration, diverse investment strategies, securities trading, project appraisal, and clearing and settlement. The company also specializes in financial leasing, securities and futures brokerage, fund and asset management, trust services, real estate and industrial development investments, and investment banking, among other offerings. For other financial institutions, it facilitates the issuance of financial bonds, inter-bank lending and borrowing, and commercial financing solutions. Furthermore, the company offers expert services in investment advisory, legal consultation, and risk management, alongside general financial consulting. Beyond these, its activities extend to asset securitization, custodian services for financial institutions, and the winding down and liquidation of enterprises. With a broad geographical footprint, it maintains 33 branch offices across 30 provinces, autonomous regions, and municipalities throughout Mainland China, as well as in Hong Kong and Macau. Established in 1999, its corporate headquarters are situated in Beijing, People's Republic of China.
Financial Services
Quam Plus International Financial Limited, an investment holding company, provides various financial services in Hong Kong. It operates through Corporate Finance, Brokerage, Interest Income, Asset Management, Investments, and Others segments. The Corporate Finance segment offers securities placing, underwriting, and corporate finance and general advisory services. The Brokerage segment provides discretionary and non-discretionary dealing services for securities, futures and options, margin financing, insurance broking, and wealth management services. The Interest Income segment offers money lending services, as well as earns interest income from debt instruments. The Asset Management segment provides fund management, discretionary portfolio management, and portfolio management advisory services. The Investments segment invests in and trades in various investment products. The Others segment offers financial media services. It also provides website management and other related services. The company was formerly known as China Tonghai International Financial Limited and changed its name to Quam Plus International Financial Limited in July 2023. The company was founded in 1986 and is headquartered in Central, Hong Kong. Quam Plus International Financial Limited is a subsidiary of China Oceanwide Group Limited.
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